464 S 2nd Avenue, Mount Vernon, NY, 10550
About This Home
Opportunity awaits in this 2family home with great income potential! Featuring separate private entrances for each unit, this property offers flexibility for investors, owner occupants, or multi-generational living. Both units provide comfortable living space and are ready for your personal updates and improvements. Enjoy a private backyard with room for outdoor entertaining, gardening, or relaxation. Additional features include on site laundry, basement storage, and separate access for added convenience. Whether you're looking to generate rental income, renovate and add value, or create a customized living arrangement, this property presents a fantastic opportunity with solid upside potential. Don't miss the chance to make it your own!
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1901
Materials
- Construction materials: Shingle Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,Storage
- Flooring: Hardwood,Tile,Vinyl
Heating & Cooling
- Heating features: Steam
- Cooling features: Wall/Window Unit(s)
Property
Details
- Parcel number: 0800169039031160000015
- Special condition: None
Features
- Patio & porch: Patio
- Fencing: Back Yard,Fenced,Front Yard
Lot
- Lot size: 2,558 sqft
- Features: Back Yard,Near Public Transit,Near School,Near Shops
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $765 | $9,180 |
| Electricity | $246 | $2,954 |
| Total | $3,756 | $45,072 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $499,000 |
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