38 Emmett Terrace, New Rochelle, NY, 10805
About This Home
Welcome to this charming Colonial nestled on a quiet cul-de-sac enclave, offering privacy, convenience, and exceptional value in a highly desirable New Rochelle location. Featuring 3 bedrooms, 2 bathrooms, and flexible living spaces throughout, this home is designed for both comfort and functionality. The main living areas flow seamlessly, complemented by a finished basement ideal for recreation, a home gym, or extended living. A dedicated office/den/flex space on the main floor provides the perfect solution for today’s lifestyle needs—whether working from home, hosting guests, or creating a playroom. The updated kitchen (April 2020) is thoughtfully designed with practical upgrades, including deep cabinet storage, a butcher block countertop , and a beautiful picture window inviting an abundance of natural light . The kitchen is perfect for maximizing both space and convenience. Step outside to your private backyard retreat—highlighted by an above-ground pool (new liner installed last summer) and a patio ideal for relaxing or entertaining. Notably, this is one of the only homes in the area with a pool, making it a rare find. The property also benefits from a unique rear setting backing up to a schoolyard, offering added privacy with no direct neighbors behind. Additional major updates include: Water heater (2025) with 6-year warranty. Windows (2017) plus updated front window and sliding glass doors (2020) with lifetime transferable warranty. Roof estimated under 10 years old. A one car garage completes the home’s functional features. Location truly sets this home apart—enjoy a walkable lifestyle with easy access to shopping, restaurants, parks, and recreation, including Glen Island Beach & Park, D’Onofrio Ballfield, Neptune Park, Davenport Park, and Eddie Foy Park, along with nearby yacht clubs and marinas. Commuters will appreciate the short drive to Metro-North and major highways, making this an ideal blend of suburban living and city accessibility. Taxes reflect STAR discount -
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1926
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Indirect Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Second
Bathroom2
- Level: Basement
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Entrance Foyer,Formal Dining,Natural Woodwork,Pantry,Wet Bar
- Window features: Double Pane Windows,ENERGY STAR Qualified Windows,New Windows
- Flooring: Hardwood
- Attic: Walkup
Heating & Cooling
- Heating features: Natural Gas,Radiant
- Cooling features: Attic Fan,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,453
- Total interior livable area: 1,453 sqft
Master Bedroom
- Level: Second
Office
- Level: First
Property
Details
- Parcel number: 1000000002005420000027
- Special condition: None
Features
- Levels: Tri-Level
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Patio
- Fencing: Back Yard,Fenced
Lot
- Lot size: 3,920 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 5
- Parking features: Driveway,Garage,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $272 | $3,264 |
| Property Taxes | $1,111 | $13,332 |
| Electricity | $246 | $2,954 |
| Total | $5,294 | $63,528 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-29 | Listed for sale | $725,000 |
| 2019-09-10 | Listing removed | $499,999 |
| 2019-08-06 | Price change | $499,999 |
| 2019-06-21 | Listed for sale | $599,000 |
| 2015-06-17 | Listing removed | $365,021 |
| 2015-03-01 | Listed for sale | $365,021 |
| 2014-12-01 | Listing removed | $365,021 |
| 2014-10-02 | Price change | $365,021 |
| 2014-07-13 | Price change | $369,021 |
| 2014-05-20 | Listed for sale | $399,021 |
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