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276 5th Avenue, New Rochelle, NY, 10801

6beds
6baths
3,100sqft
$1,299,999
$419price/sqft
$9,537/moest. monthly cost
$381,480/yrincome needed

About This Home

Exceptional opportunity to own a well-maintained legal 2-family home in the heart of New Rochelle. Offering over 3,000 sq ft of living space, this spacious property features two generously sized units, each with 3 bedrooms and 2 full bathrooms—ideal for both homeowners and investors alike. Each unit offers a comfortable layout with carpeted living areas and bedrooms, with hardwood flooring underneath, providing added value and flexibility. In-unit laundry is available in both units for everyday convenience. The fully finished lower level adds approximately 1,300+ sq ft of additional legal living space, complete with three rooms and two full bathrooms, along with independent heating and cooling—perfect for extended living or versatile use. Recent updates include a new roof (2024), and the home is equipped with central air conditioning. A driveway accommodates up to 3 vehicles. Conveniently located near major transportation, shopping, dining, and just minutes from Iona University, this property offers the perfect combination of space, functionality, and prime location. A rare opportunity with size, flexibility, and location.

Getting Around

56
WalkingSomewhat Walkable
33
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

--
Henry Barnard SchoolGrades PK-20.5 mi
6/10
4/10
New Rochelle High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1983

Materials

  • Construction materials: Clapboard

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Eat-in Kitchen,Formal Dining,Primary Bathroom
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Property

Details

  • Parcel number: 1000000003009760000078
  • Special condition: None

Features

  • Exterior features: Mailbox

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$459$5,508
Property Taxes $1,993$23,916
Electricity $512$6,147
Total$9,537$114,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,982/yr
40% on housing$286,110/yr
45% on housing$254,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$355
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$1,299,999
2019-12-10Sold$850,000
2019-06-16Listing removed$899,000
2018-11-27Listed for sale$899,000
2018-05-23Listing removed$2,900
2018-01-30Listed for rent$2,900

For Sale by Agent

AgentLidia Diaz
BrokerageHoward Hanna Rand Realty

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