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89 The Esplanade, New Rochelle, NY, 10804

6beds
5baths
5,586sqft
$1,149,999
$206price/sqft
$8,914/moest. monthly cost
$356,560/yrincome needed

About This Home

A rare and unbelievable Opportunity in a coveted location — this is one you do not want to miss. Bring Your Vision and transform this expansive residence into the home of your dreams in one of the area’s most desirable locations. Located in the coveted, tree-lined "Beechmont Estates" neighborhood of New Rochelle, this French Provincial home is set on a beautiful, level half-acre property and offers exceptional potential.**Approved architectural plans and a Building Permit for a 6 Bedroom, 4.5 Bath home are available for your review, offering a head start on creating something truly special. Roof installed in 2023. Ideally situated just minutes from shops, restaurants, and Metro-North. This rare offering combines timeless charm, premier location, and endless possibilities. Bring your contractor! House to be sold in "as is" condition.

Getting Around

49
WalkingCar-Dependent
30
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

5/10
4/10
New Rochelle High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1912

Materials

  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Other
  • Attic: Dormer

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: None

Interior Area

  • Total structure area: 5,586
  • Total interior livable area: 5,586 sqft

Property

Details

  • Parcel number: 1000000003010340000034
  • Special condition: None

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$413$4,956
Property Taxes $1,763$21,156
Electricity $923$11,077
Total$8,914$106,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,622/yr
40% on housing$267,420/yr
45% on housing$237,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 10804$435
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10804$476
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$1,149,999
2026-06-02Listing removed$1,199,000
2026-05-13Listed for sale$1,199,000
2025-10-02Sold$743,000
2006-09-13Sold$960,000

For Sale by Agent

AgentGerman Nielsen
BrokerageNewman Realty Inc

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