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148 Lincoln Avenue, New Rochelle, NY, 10801

6beds
2baths
2,245sqft
$950,000
$423price/sqft
$6,965/moest. monthly cost
$278,600/yrincome needed

About This Home

Welcome to 148 Lincoln Avenue, a well-maintained two-family duplex in the heart of New Rochelle, offering both comfort and convenience in a prime location. This side by side property features two spacious units, each with its own private entrance, providing the perfect setup for extended living or added privacy. Each unit offers three generously sized bedrooms, creating a total of six bedrooms across the home. The layouts are thoughtfully designed to maximize space and functionality, making them ideal for everyday living. The home also features a finished basement, perfect for recreation, entertaining, or creating a comfortable space to enjoy time with friends. Situated on a 5,227 sq ft lot, this property includes a (2) car attached parking setup and is conveniently located near public transportation, major roadways, shopping, and everyday amenities making commuting and daily errands effortless. Built in 1989 with a contemporary style, the home offers eat in kitchens, natural gas heating, public water and sewer, and tenant-paid electricity. Whether you're looking for a primary residence with additional living space or a smart investment opportunity, this property offers versatility, location, and value all in one. Roof is under 2 years old.

Getting Around

83
WalkingVery Walkable
54
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
New Rochelle High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Hot Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,245
  • Total interior livable area: 2,245 sqft

Property

Details

  • Parcel number: 1000000004012610000092
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$335$4,020
Property Taxes $1,456$17,472
Electricity $371$4,452
Total$6,965$83,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,800/yr
40% on housing$208,950/yr
45% on housing$185,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$355
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$999,000
2001-03-14Sold$274,000

For Sale by Agent

AgentZulleyma Alvarez
BrokerageCompass Greater NY, LLC

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