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69 Crawford Terrace, New Rochelle, NY, 10804

4beds
3baths
2,354sqft
$998,000
$424price/sqft
$7,323/moest. monthly cost
$292,920/yrincome needed

About This Home

Buy in one of New Rochelle's most sought-after neighborhoods for under $1 million and renovate exactly the way you want—without paying a premium for someone else's design choices Set in the desirable Forest Heights section of New Rochelle is a rare opportunity to own a spacious 4-bedroom, 3-bath raised ranch in a quiet, tree-lined neighborhood known for its balance of privacy and convenience. First time on the market in 30 years, this home offers 2,354 square feet of living space on approximately 0.4 acres and is priced at $998,000—below the city’s assessed value and under the June Zip Avg List price $1.3M, making it a compelling option for buyers seeking long-term value in one of the best neighborhoods in New Rochelle to buy a home. For anyone asking whether it is a good time to buy in New Rochelle, Wykagyl, or Forest Heights, the answer is in the numbers. The main level includes 3 bedrooms and 2 full baths, including a primary bedroom with en suite, huge closet plus a double. Hardwood floors throughout. The dining room has sliding glass doors leading to a large deck overlooking a peaceful, natural setting. An ideal space to enjoy weekend mornings or unwind at the end of the day. The lower level expands the home’s versatility with a fourth bedroom, full bathroom, a spacious family room, and a bonus flex space room. Use for a home office or hobby room. For buyers actively searching for flex space, a guest suite, or a dedicated flex space room in New Rochelle, this home delivers. Direct access to the garage, along with a laundry and utility area, adds to the home’s functional layout. The location is a genuine asset. Forest Heights sits within minutes of Ward Acres Park and the broader Wykagyl neighborhood, placing residents close to trails, green space, HOW’s, and the outdoor lifestyle New Rochelle is known for. The area also provides easy access to the Long Island Sound for boating and kayaking, with parks and waterfronts throughout the city easily reachable. Wykagyl Country Club is nearby. Montefiore's hospital campus provides additional peace of mind for those planning ahead. For commuters, the New Rochelle Metro-North station connects to Grand Central Terminal in approximately 30 minutes on express service, one of the most efficient commutes available from a quiet neighborhood this close to NYC. It is the kind of address that supports a genuinely balanced life. The home is served by the New Rochelle school district. The kitchen and bathrooms reflect the era in which they were built. This home presents an opportunity to personalize and update to your preferences while securing a property in a well-established neighborhood with consistent demand. You get the space, the privacy, the commute, the park access, the flex layout, the outdoor living, and a price that still makes financial sense. Homes under one million in the Wykagyl and Forest Heights area of New Rochelle at this square footage are rare. The next move is yours.

Getting Around

22
WalkingCar-Dependent
26
TransitSome Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10
New Rochelle High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Gas Dryer Hookup

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s)
  • Flooring: Hardwood
  • Fireplace: Yes
  • Attic: Crawl

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,354
  • Total interior livable area: 2,354 sqft

Laundry

  • Level: Lower

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Lower

Property

Details

  • Parcel number: 1000000006020010000024
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 7
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$358$4,296
Property Taxes $1,530$18,360
Electricity $389$4,668
Total$7,323$87,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,074/yr
40% on housing$219,690/yr
45% on housing$195,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 10804$426
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10804$476
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$998,000

For Sale by Agent

AgentCharles J. Cinquemani
BrokerageKeller Williams Realty Group

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