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444 Milton Road, Rye, NY, 10580

3beds
3baths
1,439sqft
$1,399,000
$972price/sqft
$9,838/moest. monthly cost
$393,520/yrincome needed

About This Home

Beautifully renovated and thoughtfully reimagined, this move-in ready 3-bedroom, 2.5-bath home blends timeless design with modern functionality in one of Rye's most desirable locations. Just moments from Rye Town Park & Beach, downtown dining and shopping, Metro-North, and Rye schools, this property offers convenient access to waterfront recreation and effortless commuting. From the moment you arrive, you'll appreciate the home's inviting curb appeal, newly expanded driveway with parking for up to four vehicles, and a newly installed fence enclosing the backyard. Inside, abundant natural light showcases quality craftsmanship and carefully selected finishes. The extensive renovation includes a refurbished slate roof, updated electrical and plumbing, new casement windows, recessed lighting, all new interior doors and trim, fresh paint, built-in speakers and an energy-efficient multi-zone ductless heating and cooling system. The home also features a Generac Home generator and Tesla EV charger. The kitchen serves as the centerpiece of the home, boasting custom cabinetry, elegant quartzite countertops, and premium Viking and Miele appliances. A newly added powder room enhances the main level, while the thoughtfully designed floor plan offers comfortable everyday living and seamless entertaining. The primary suite provides a private retreat with two oversized closets and a beautifully appointed en suite bathroom featuring a double vanity, walk-in shower, and radiant heated floors. The additional full bathroom has also been tastefully renovated with high-end finishes. The spacious heated basement provides valuable bonus space with endless possibilities for storage, a home gym, hobbies, or future customization. Additionally, a separate greenhouse offers unique flexibility as a gardening retreat, private studio, or workspace. Combining quality renovations, timeless finishes, and a highly sought-after location near Rye's waterfront, parks, schools, and transit, this turnkey home offers an exceptional opportunity to enjoy coastal living with modern comfort.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
Milton SchoolGrades K-50.5 mi
7/10
Rye Middle SchoolGrades 6-80.6 mi
10/10
Rye High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Gas Cooktop,Gas Oven,Gas Range,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,Inside

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Third

Bedroom1

  • Level: Second

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Double Vanity,Eat-in Kitchen,Formal Dining,His and Hers Closets,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Smart Thermostat,Speakers,Storage,Walk-In Closet(s),Wired for Sound
  • Window features: Casement,Double Pane Windows,New Windows,Oversized Windows,Screens,Triple Pane Windows,Wall of Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Storage,Unfinished,Walkup

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Natural Gas,Radiant,Radiant Floor
  • Cooling features: Ductless,Zoned

Interior Area

  • Total structure area: 1,439
  • Total interior livable area: 1,439 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1400146018000040000052
  • Special condition: None

Lot

  • Lot size: 7,054 sqft

Parking

  • Total spaces: 6
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Heated Garage,Off Street,Oversized,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$373$4,476
Property Taxes $2,145$25,740
Electricity $246$2,954
Total$9,838$118,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$337,302/yr
40% on housing$295,140/yr
45% on housing$262,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$972This listing

vs Other Active Listings

Avg $/sqft

ZIP 10580$780
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10580$831
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$1,399,000
2026-07-20Listed for sale$1,399,000
2026-03-17Sold$885,000
2025-11-03Pending sale$925,000
2025-09-30Price change$925,000
2025-07-21Price change$975,000
2025-04-03Listed for sale$1,100,000
2025-01-31Listing removed$1,100,000
2024-09-16Price change$1,100,000
2024-07-29Listed for sale$1,299,000

For Sale by Agent

AgentGeorgette Schielke
BrokerageJulia B Fee Sothebys Int. Rlty

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