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126 Greenridge Avenue, White Plains, NY, 10605

6beds
3baths
2,475sqft
$1,225,000
$495price/sqft
$8,856/moest. monthly cost
$354,240/yrincome needed

About This Home

Nestled in the sought-after Highlands neighborhood of White Plains, this charming vintage Dutch Colonial offers timeless character, and classic architectual details. Built prior to 1924, this gracious three-level home features beautiful and recently refinished oak hardwood flooring. a welcoming wraparound porch, 6 bedrooms, and two and half baths. Rich in original charm, the home provides generous living space throughout, complemented by a full basement providing abundant storage and potential for additional uses, while the detached two car garage adds convenience and functionality. All this is set on beautifully maintained grounds offering attractive outdoor space for gardening, entertainment, or simply enjoying the peaceful surroundings. Many perennials budding throughout the year will add to your enjoyment of home ownership. It also boasts a handsome working fireplace, a back staircase, sunporch, 3 balusters, a newly renovated back porch, and a gambrel roof. This exceptional property presents a rare opportunity to own a piece of White Plains history while enjoying all the conveniences of this desirable location. 126 Greenridge has not been on the market for 39 years!

Getting Around

65
WalkingSomewhat Walkable
32
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

6/10
Mamaroneck Avenue SchoolGrades K-50.4 mi
6/10
7/10

Construction

Condition

  • Year built: 1924

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Oven,Washer
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Chandelier,Eat-in Kitchen,Entrance Foyer,Formal Dining,Natural Woodwork,Original Details
  • Flooring: Hardwood,Linoleum,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,475
  • Total interior livable area: 2,475 sqft

Property

Details

  • Parcel number: 1700130012000250000007
  • Special condition: None

Features

  • Levels: Tri-Level
  • Patio & porch: Covered,Porch,Wrap Around

Lot

  • Lot size: 21.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Covered,Detached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$375$4,500
Property Taxes $1,878$22,536
Electricity $409$4,908
Total$8,856$106,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,634/yr
40% on housing$265,680/yr
45% on housing$236,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 10605$349
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10605$466
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$1,225,000

For Sale by Agent

AgentCheryl Mathew
BrokerageHudson Affiliates, Inc.

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