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49 Greenridge Avenue, White Plains, NY, 10605

9beds
6baths
6,098sqft
$2,650,000
$435price/sqft
$19,280/moest. monthly cost
$771,200/yrincome needed

About This Home

Luxurious and spacious two-family home in a quiet White Plains neighborhood. Each duplex unit offers approx. 3,049 sq ft with cathedral ceilings, large kitchens with quartz counters, breakfast nooks, custom cabinetry, wide-plank hardwood floors, custom mahogany closets, and private patio/balcony areas. Total of 9 bedrooms (Unit 1: 4 beds; Unit 2: 5 beds) and 3 updated full baths for each units, including primary bath with jetted tubs. Income/Lease Info: Current rent roll: $12,800/month (Unit 1: $6,550; Unit 2: $6,300). Leases through 6/14/2027 (Unit 1) and 7/31/2028 (Unit 2). Additional Features: 4-car heated garage with large storage loft, separate laundry areas on three levels, energy-efficient foam insulation, high-efficiency HVAC, central vacuum, large driveway with customizable paving, and sprinkler system. Conveniently located minutes from downtown White Plains with express train access to NYC in approx. 35 minutes. Turnkey, income-producing property with strong rental stability.

Getting Around

88
WalkingVery Walkable
52
TransitGood Transit
50
BikeBikeable

Schools

6/10
Mamaroneck Avenue SchoolGrades K-50.3 mi
6/10
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1924

Materials

  • Construction materials: Foam Insulation,Stucco

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: MultiFamily
  • Architectural style: Mediterranean
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Hall,In Unit

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • First Floor Bedroom,First Floor Full Bath,Central Vacuum,Eat-in Kitchen,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting,Soaking Tub
  • Window features: Blinds,Double Pane Windows
  • Flooring: Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Hydro Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,098
  • Total interior livable area: 6,098 sqft

Property

Details

  • Parcel number: 1700130036000080000008
  • Special condition: None

Features

  • Exterior features: Mailbox

Lot

  • Lot size: 0.28 Acres
  • Features: Near Public Transit,Near Shops,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 6
  • Parking features: Assigned,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,399$160,788
Home Insurance *$811$9,732
Property Taxes $4,063$48,756
Electricity $1,007$12,093
Total$19,280$231,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$661,028/yr
40% on housing$578,400/yr
45% on housing$514,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 10605$350
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10605$466
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$2,650,000
2026-04-01Listing removed$2,650,000
2025-12-20Price change$2,650,000
2025-11-14Listed for sale$2,780,000
2025-10-15Listing removed$2,780,000
2025-08-19Listed for sale$2,780,000
2019-05-23Sold$1,750,000
2019-05-20Pending sale$1,850,000
2019-02-05Listed for sale$1,850,000
2018-05-01Listing removed$1,699,000
2018-01-19Price change$1,699,000
2017-10-01Listing removed$5,500
2017-07-24Listed for rent$5,500
2017-06-24Listed for sale$1,850,000
2017-02-17Listing removed$2,000,000
2017-02-01Price change$2,000,000
2017-01-05Price change$2,298,800
2016-12-29Price change$1,800,000
2016-11-10Price change$2,298,800
2016-08-30Listed for sale$2,700,000
2014-12-16Sold$475,000

For Sale by Agent

AgentYusuke Hayashi
BrokerageDelta Real Estate Brokerage

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