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5 Colden Avenue, White Plains, NY, 10606

3beds
3baths
2,059sqft
$888,000
$431price/sqft
$6,513/moest. monthly cost
$260,520/yrincome needed

About This Home

Nestled on a tranquil residential street in White Plains, this classic Side Hall Colonial offers timeless charm, flexible living space, and endless possibilities. A welcoming covered front porch sets the tone for this inviting home, where high ceilings and generously proportioned rooms create a warm and comfortable atmosphere throughout. The main level features a spacious living room, formal dining room, a large kitchen with abundant cabinetry and direct access to the patio and level backyard, making indoor and outdoor entertaining effortless. A bonus room that provides the perfect work-from-home space or den. Upstairs, the second level offers three bedrooms and two full bathrooms, including a spacious primary suite with its own private bath. One of the secondary bedrooms enjoys access to a private balcony, providing a peaceful retreat to enjoy your morning coffee or unwind in the evening. The walk-up third floor expands the home's versatility with two additional finished rooms, ideal for a home office, guest space, playroom, hobby room, or other flexible uses. The walk-out lower level offers even more potential, featuring a large recreation area with a summer kitchen, an additional finished room suitable for a variety of uses, laundry area, utility room, and direct access to the backyard through both the interior staircase and Bilco door. Outside, enjoy a level backyard with plenty of room for entertaining, gardening, or recreation. A new retaining wall is currently being installed, adding additional value and peace of mind. The home is serviced by natural gas and is conveniently located near shopping, restaurants, parks, schools, major highways, and Metro-North, offering an easy commute to New York City. A wonderful opportunity to own a spacious home with classic character, flexible living spaces, and exceptional potential in a desirable White Plains neighborhood.

Getting Around

48
WalkingCar-Dependent
42
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

8/10
Post Road SchoolGrades K-50.4 mi
6/10
7/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1924

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Full,See Remarks,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Formal Dining,Primary Bathroom,Storage,Walk-In Closet(s)
  • Flooring: Hardwood
  • Attic: See Remarks,Storage,Walkup

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,059
  • Total interior livable area: 2,059 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Other

  • Level: Basement

Property

Details

  • Parcel number: 1700130041000070000012
  • Special condition: None

Features

  • Patio & porch: Patio,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 5,058 sqft

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,490$53,880
Home Insurance *$322$3,864
Property Taxes $1,361$16,332
Electricity $340$4,083
Total$6,513$78,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,302/yr
40% on housing$195,390/yr
45% on housing$173,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 10606$385
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10606$433
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$888,000
2000-08-08Sold$225,000

For Sale by Agent

AgentIris Kalt
BrokerageBerkshire Hathaway HS NY Prop

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