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15 Rumsey Road, Yonkers, NY, 10705

3beds
3baths
1,900sqft
$759,000
$399price/sqft
$5,586/moest. monthly cost
$223,440/yrincome needed

About This Home

Welcome to 15 Rumsey Road! This beautiful, move-in-ready, 1-family home is the perfect match for first-time home buyers or a growing family looking for space, comfort, and versatility. Boasting 3 spacious bedrooms and 2.5 bathrooms, this property is in truly great condition throughout. The main level features an inviting layout, seamlessly connecting the living, dining area, and kitchen—ideal for daily living and entertaining. A cozy den offers the perfect spot for a home office, playroom, or quiet reading nook. Head upstairs to find the comfortable bedrooms, plus a fully finished attic that provides fantastic bonus space for a guest room or creative studio. The living space expands even further with a finished basement. Outside, you will love the convenience of the 1-car garage paired with a 1-car driveway. Brimming with charm and layout flexibility, this is a "must-see to fully appreciate" home.

Getting Around

64
WalkingSomewhat Walkable
49
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

7/10
Yonkers High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Chandelier,Eat-in Kitchen,Formal Dining
  • Attic: Finished

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 1800001000002270000014
  • Special condition: None

Lot

  • Lot size: 6,212 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$273$3,276
Property Taxes $1,163$13,956
Electricity $313$3,767
Total$5,586$67,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,520/yr
40% on housing$167,580/yr
45% on housing$148,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 10705$325
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10705$373
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$759,000
2014-11-26Listing removed$424,999
2014-09-03Price change$424,999
2014-06-25Price change$459,000
2014-06-03Price change$489,000
2014-05-07Listed for sale$499,000
1998-06-25Sold$183,000

For Sale by Agent

AgentKevin Chin
BrokerageKRC Elegant Homes Realty Corp.

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