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173 Elm Street, Yonkers, NY, 10701

3beds
1baths
3,196sqft
$950,000
$297price/sqft
$7,091/moest. monthly cost
$283,640/yrincome needed

About This Home

CALLING ALL INVESTORS! Extended family homeowners! Do not miss this turnkey, high-yield opportunity in the heart of Yonkers! This massive, impeccably well-maintained Triplex is the ultimate addition to your portfolio or the perfect live-in income producer. Featuring three expansive, sun-drenched apartments—each boasting an identical, highly rentable layout of 3 spacious bedrooms, 1 full bathroom, and an oversized eat-in kitchen and living area Incredible value-add upgrades include newer windows throughout for maximum energy efficiency, TENANTS PAY ALL UTILITIES, and a rare premium bonus: a 3-car attached garage paired with a massive driveway providing ample off-street parking! The property also features a fully finished basement offering immense versatility. Unbeatable location just minutes from public transportation, major highways, vibrant local restaurants, and premier shopping destinations. Solid mechanics, pristine bones, and an absolute cash-cow setup. Opportunities of this scale and condition are rare—schedule your tour today and secure this powerhouse property before it's gone!"

Getting Around

87
WalkingVery Walkable
58
TransitGood Transit
31
BikeSomewhat Bikeable

Schools

7/10
Yonkers High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1893

Materials

  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Architectural style: Carriage House,Colonial,Other,Victorian
  • Property subType: Triplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,High Ceilings,Open Floorplan,Open Kitchen,Original Details,Other,Pantry,Primary Bathroom,Master Downstairs,Storage,Walk Through Kitchen,Walk-In Closet(s)
  • Flooring: Combination,Hardwood

Heating & Cooling

  • Heating features: Oil,Radiant,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,196
  • Total interior livable area: 3,196 sqft

Property

Details

  • Parcel number: 1800001000004520000024
  • Special condition: None

Features

  • Exterior features: Lighting,Other

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,On Street,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$304$3,648
Property Taxes $1,456$17,472
Electricity $528$6,338
Total$7,091$85,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,120/yr
40% on housing$212,730/yr
45% on housing$189,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 10701$332
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10701$355
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$950,000
2018-09-12Listing removed$625,000
2018-08-07Listed for sale$625,000
2008-05-06Listing removed$575,000
2008-02-01Listed for sale$575,000
2000-05-24Sold$159,500

For Sale by Agent

AgentNelson Santana
BrokerageNelson Enterprise

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