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20 Saint Josephs Avenue, Yonkers, NY, 10703

4beds
2baths
2,190sqft
$850,000
$388price/sqft
$6,223/moest. monthly cost
$248,920/yrincome needed

About This Home

Don't miss this unique opportunity to own a single-family home together with the adjacent separately deeded parcel at 25 Jones Place, both being sold as one package. The existing home offers approximately 2,190 square feet of living space with 4 bedrooms and 2 baths, while the additional lot provides exceptional flexibility for expanded outdoor space, future investment, or potential redevelopment. Conveniently located near shopping, schools, public transportation, and major parkways. Zoned M – Apartments Medium Density per public records. Property is being sold as-is. Sale includes 20 St. Josephs Ave and 25 Jones Place

Getting Around

82
WalkingVery Walkable
57
TransitGood Transit
25
BikeSomewhat Bikeable

Schools

--
School 9Grades PK-60.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,190
  • Total interior livable area: 2,190 sqft

Property

Details

  • Parcel number: 1800002000020800000008
  • Special condition: None

Lot

  • Lot size: 5,663 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$261$3,132
Property Taxes $1,303$15,636
Electricity $361$4,343
Total$6,223$74,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,360/yr
40% on housing$186,690/yr
45% on housing$165,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 10703$341
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10703$405
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$850,000
2026-07-08Listing removed$850,000
2026-06-18Price change$850,000
2026-04-27Listed for sale$999,999
2020-05-07Listing removed$1,850
2020-01-02Listed for rent$1,850
2019-08-07Listing removed$1,850
2019-06-08Listed for rent$1,850

For Sale by Agent

AgentSergio J. Garcia
BrokerageYourHomeSold Guaranteed Realty

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