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171 Hudson Terrace, Yonkers, NY, 10701

3beds
3baths
2,572sqft
$879,999
$342price/sqft
$6,505/moest. monthly cost
$260,200/yrincome needed

About This Home

Located on a lovely, quiet street in Northwest Yonkers, this bright, naturally lit, spacious home offers an elevated yet welcoming lifestyle, ideal for Westchester commuters and anyone who loves to entertain and values space. The thoughtfully designed home features a bright, inviting Entry Hall, large sun-filled Living Room with a large, bow window and vaulted ceiling, providing an open airy feel--perfect for family gatherings. The eat-in-Kitchen flows into the formal Dining Room and large glass sliders open to the inviting and spacious (10' x 12') deck that sets the stage for al fresco dining, effortless entertaining, or just a peaceful backdrop to your everyday living. Have a camera handy as you'll enjoy and capture every day, the "million-dollar panoramic Hudson River vistas" and ever-changing spectacular sunsets over the Palisades. Completing the main floor of this home are a primary suite with Master Bath, two additional Bedrooms and a full Bathroom. Your comfort is assured in all seasons given this homes natural cross-ventilation, central air conditioning and natural gas-fired baseboard heat. The lower/ground-floor has a two-car Garage with lots of storage space and is complimented by an oversized Driveway with space for up to 4 cars. Need one-level comfort and convenience for your elders, extended family, guests or just extra and/or independent space for your growing family or a versatile retreat? Check out the beautiful apartment with its own separate entrance, thermostat, and ceramic tile and hard wood flooring. This space features a spacious Kitchen with Dining Area, large Family/Living/Media room and Bedroom with river views, a full Bath and a Laundry/Boiler room. Need more space? This home has an above-ground, unfinished basement - easily expandable to provide more than 800 sq ft of living space -- ideal for a Home Theater/Media room, Kids' Hangout, Home Gym or whatever one could imagine.

Getting Around

47
WalkingCar-Dependent
52
TransitGood Transit
16
BikeSomewhat Bikeable

Schools

4/10
School 16Grades PK-80.5 mi
4/10
Riverside High SchoolGrades 9-120.2 mi
1/10
Museum School 25Grades K-60.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other
  • Flooring: Carpet,Hardwood
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 2,572 sqft

Property

Details

  • Parcel number: 1800002000021340000009
  • Special condition: None

Lot

  • Lot size: 5,091 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$282$3,384
Property Taxes $1,349$16,188
Electricity $425$5,100
Total$6,505$78,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,028/yr
40% on housing$195,150/yr
45% on housing$173,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 10701$331
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10701$355
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$879,999

For Sale by Agent

AgentVitaly Isaacs
BrokerageMagic Of Great Neck Realty Inc

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