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107 Morningside Avenue, Yonkers, NY, 10703

3beds
2baths
1,248sqft
$419,900
$336price/sqft
$3,141/moest. monthly cost
$125,640/yrincome needed

About This Home

Opportunity awaits at this 3-bedroom, 1.5-bath single-family home in Yonkers. The home features comfortable living and dining spaces, a functional kitchen, private backyard, and unfinished basement offering additional storage and potential. The primary bedroom is shown as presented, while the secondary two bedrooms have been virtually staged to illustrate their potential use and layout. The hot water heater was replaced last year. Conveniently located near shopping, dining, hospitals, schools, public transportation, major roadways, and other local amenities, this home offers easy access throughout Yonkers and surrounding Westchester communities. Offered as-is, this home presents an opportunity to add your personal touches and make it your own.

Getting Around

79
WalkingVery Walkable
55
TransitGood Transit
25
BikeSomewhat Bikeable

Schools

--
School 9Grades PK-60.1 mi
5/10
Gorton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1896

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Formal Dining,Open Floorplan
  • Window features: Aluminum Frames
  • Flooring: Carpet,Combination,Hardwood
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Hydro Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Accessibility

  • Accessibility features: Accessible Stairway

Details

  • Parcel number: 1800002000021640000022
  • Attached to another structure: Yes
  • Special condition: Real Estate Owned

Features

  • Exterior features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Neighborhood
  • Frontage length: None

Lot

  • Lot size: 1,375 sqft
  • Features: Back Yard

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$129$1,548
Property Taxes $643$7,716
Electricity $246$2,954
Total$3,141$37,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,691/yr
40% on housing$94,230/yr
45% on housing$83,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 10703$345
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10703$405
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2017-03-23Sold$180,000

Unknown Listed By

AgentKaren Walker-Logan SRES
BrokerageKeller Williams Rlty Landmark

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