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642 Park Avenue, Yonkers, NY, 10703

3beds
2baths
1,216sqft
$750,000
$617price/sqft
$5,419/moest. monthly cost
$216,760/yrincome needed

About This Home

Discover an exceptional opportunity at 642 Park Avenue! This inviting three-bedroom, one-and-a-half-bath Colonial offers the space, privacy, and convenience today's buyers are searching for. Set well back from the street, the home enjoys a private residential feel while providing ample off-street parking and a large, level front yard perfect for entertaining, outdoor activities, gardening, or simply enjoying your own outdoor space. Step inside to a bright and welcoming interior with a comfortable layout designed for everyday living. The living room flows naturally into the dining area and kitchen, creating an ideal setting for gatherings with family and friends. The kitchen features granite countertops, stainless steel appliances, and a center island offering additional prep space and seating. An updated powder room and a wonderful year-round sunroom complete the main level. This versatile bonus room is perfect for a home office, playroom, reading area, or quiet retreat. The second floor features three comfortable bedrooms and a full bathroom. Downstairs, the walk-out lower level offers excellent storage, laundry, utility space, and convenient outdoor access. Enjoy the best of both worlds—a private setting with shopping, restaurants, public transportation, and major highways just minutes away. With annual taxes of approximately $6,829.36 after the STAR credit, 642 Park Avenue delivers tremendous value and an exciting opportunity to own a home in Yonkers. Don't miss it!

Getting Around

64
WalkingSomewhat Walkable
45
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

6/10
Cross Hill AcademyGrades 3-80.2 mi
4/10
Riverside High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Chalet,Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Wood
  • Attic: None

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Wall/Window Unit(s),Zoned

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 1800003000030430000088
  • Special condition: None

Lot

  • Lot size: 5,083 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$231$2,772
Property Taxes $1,150$13,800
Electricity $246$2,954
Total$5,419$65,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,794/yr
40% on housing$162,570/yr
45% on housing$144,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$617This listing

vs Other Active Listings

Avg $/sqft

ZIP 10703$338
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10703$405
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$750,000
2022-08-03Sold$490,000
2022-06-03Pending sale$439,000
2022-05-26Listing removed--
2022-05-20Listed for sale$439,000

For Sale by Agent

AgentAngel Colon
BrokerageHoulihan Lawrence Inc.

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