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120 Clunie Avenue, Yonkers, NY, 10703

3beds
2baths
1,320sqft
$599,900
$454price/sqft
$4,382/moest. monthly cost
$175,280/yrincome needed

About This Home

Bring your vision and transform this charming fixer-upper into the home of your dreams! Ideally located in a welcoming, friendly neighborhood, this property offers the perfect combination of convenience and potential. Enjoy the ease of being within walking distance to schools, shopping, and houses of worship. Commuters will appreciate the quick access to nearby parkways and the approximately 20-minute drive to New York City. Outside, you'll find a beautiful, level, fully fenced in yard - perfect for entertaining, gardening, play, or future outdoor enhancements. A welcoming front porch adds timeless curb appeal and provides the perfect spot to relax and enjoy the quiet neighborhood. With its unbeatable location, spacious flat lot, and endless possibilities, this is a wonderful opportunity to create a home tailored to your style while investing in a highly desirable community.

Getting Around

61
WalkingSomewhat Walkable
41
TransitSome Transit
67
BikeBikeable

Schools

4/10
4/10
Riverside High SchoolGrades 9-121.9 mi
7/10
School 22Grades PK-60.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Brick

Notable Dates

  • Major remodel year: 1955

Other

  • Builder model: two story brick front, aluminum siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven
  • Laundry features: Washer Hookup

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom
  • Window features: Aluminum Frames
  • Flooring: Hardwood,Laminate,Tile
  • Fireplace features: None
  • Attic: Partial

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 3.334652
  • Special condition: None

Features

  • Levels: Bi-Level
  • Patio & porch: Porch
  • Fencing: Back Yard,Perimeter

Lot

  • Lot size: 8 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$184$2,208
Property Taxes $919$11,028
Electricity $246$2,954
Total$4,382$52,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,240/yr
40% on housing$131,460/yr
45% on housing$116,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 10703$341
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10703$405
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$599,900

For Sale by Agent

AgentKathleen R. Kozar
BrokerageBHHS Hudson Valley Properties

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