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1078 Midland Avenue, Yonkers, NY, 10708

6beds
5baths
3,500sqft
$2,150,000
$614price/sqft
$15,359/moest. monthly cost
$614,360/yrincome needed

About This Home

Introducing an extraordinary opportunity to own a true gem! Discover this enchanting all brick multi-family colonial, nestled on a secluded private road. This expansive two-family home is in pristine, meticulous condition, offering an ideal setup for a large family, complete with an in-law suite featuring a private patio. Each unit boasts an inviting, spacious living room and a grand eat-in kitchen with abundant counter space, making meal prep a breeze. The formal dining room sets the stage for memorable dinners and intimate gatherings. Imagine stepping through sliding glass doors from the kitchen onto a large balcony, where you can savor breathtaking sunsets. The primary ensuite bedroom includes a generous walk-in closet, and the two additional bedrooms are equally spacious. The fully finished walk-out basement adds to the home's appeal. This all-brick beauty has been freshly painted and features gleaming hardwood floors, updated plumbing, two new hot water heaters, recessed lighting, and a heated two-car garage, along with 10 outdoor parking spaces. The level, fenced backyard includes a storage shed, providing ample space for all your needs. Situated near the charming village of Bronxville, with its boutique shops and delightful outdoor eateries, the location is also close to parks, private country clubs, parkways, and hospitals. Move right in and start living the dream – just bring your toothbrush! Let the tenants cover your mortgage and taxes. This property is an exceptional find! Additional Information: Amenities:Storage,ParkingFeatures:2 Car Attached,

Getting Around

57
WalkingSomewhat Walkable
49
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

8/10
School 30Grades PK-80.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Eat-in Kitchen,Formal Dining,First Floor Bedroom,Master Downstairs,Primary Bathroom
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 1800005000051000000005
  • Special condition: None

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,500 sqft
  • Features: Corner Lot,Level,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 10
  • Parking features: Attached,Driveway,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,871$130,452
Home Insurance *$614$7,368
Property Taxes $3,296$39,552
Electricity $578$6,940
Total$15,359$184,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$526,594/yr
40% on housing$460,770/yr
45% on housing$409,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 10708$419
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10708$564
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-02Price change$2,150,000
2024-06-20Listed for sale$1,688,000
2023-08-20Listing removed--
2023-04-06Listed for sale$1,500,000
2023-02-07Listing removed--
2022-11-16Listed for rent$3,500
2022-10-28Listing removed--
2022-10-12Listed for sale$1,495,000
2012-02-16Listing removed$2,300
2011-11-29Listed for rent$2,300
2009-03-04Listing removed$1,350,000
2008-11-28Listed for sale$1,350,000
2002-12-13Sold$600,000

For Sale by Agent

AgentIris Kalt
BrokerageBerkshire Hathaway HS NY Prop

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