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53 Holly Street, Yonkers, NY, 10704

3beds
2baths
1,922sqft
$799,999
$416price/sqft
$5,849/moest. monthly cost
$233,960/yrincome needed

About This Home

Well maintained and updated single family located in a quiet one way street in the heart of Lincoln park vicinity of Yonkers. This home boosts almost 2000 sq.ft of living space and a wrap around deck for relaxation, entertainment and parties. Main floor has Large living room with a fire place, a formal dining room, half bath and an extra large room that can be used as a bedroom/family room/entertainment area and a bedroom. Second floor has Large Master Bedroom with his and her closets, bedroom with a walk-in closet, updated large full bath with a shower and a jacuzzi tub. All Hardwood floors. freshly painted and polished floors. Walking distance to Empire casino, Bee line #20 Bus to #4 Subway train, Express bus to downtown Manhatten. Close to cross county mall, schools, restaurants, parks and playgrounds.

Getting Around

72
WalkingVery Walkable
44
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
School 21Grades PK-60.8 mi
5/10
Yonkers Middle SchoolGrades 7-80.9 mi
3/10
Lincoln High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Aluminum Siding,Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Eat-in Kitchen,Formal Dining,Granite Counters
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Forced Air,Hydro Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 1800006000060390000040
  • Special condition: None

Lot

  • Lot size: 4,708 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$261$3,132
Property Taxes $1,226$14,712
Electricity $317$3,811
Total$5,849$70,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,537/yr
40% on housing$175,470/yr
45% on housing$155,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 10704$328
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10704$443
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$825,000
2026-07-13Price change$799,999
2026-07-09Listed for sale$795,000
2005-04-22Sold$485,000

For Sale by Agent

AgentLaji Varghese
BrokerageRE/MAX Distinguished Hms.&Prop

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