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51 Bainton Street, Yonkers, NY, 10704

4beds
3baths
2,102sqft
$839,000
$399price/sqft
$6,149/moest. monthly cost
$245,960/yrincome needed

About This Home

Beautifully renovated, fully detached, 1-family home, offering 4 spacious bedrooms and 2.5 bathrooms in a highly desirable Yonkers neighborhood. The first-floor primary suite features a private en-suite bath and an adjoining flex space ideal for a home office, nursery, or playroom. Bright, open living and dining areas flow seamlessly into a stunning new kitchen with custom cabinetry, stone countertops, brand-new stainless steel appliances, and modern finishes. Recent updates include a new roof, refinished hardwood floors throughout, fresh interior paint, a dedicated laundry area, and a spacious basement offering endless possibilities for recreation, storage, or a home gym. Enjoy an attached garage, private driveway, and a generous backyard perfect for entertaining or relaxing. Conveniently located near parks, shopping, restaurants, Empire City Casino & Yonkers Raceway, major highways, and Metro-North, providing an easy commute to Manhattan. Move-in ready and thoughtfully designed. Select photographs have been virtually staged and digitally enhanced to showcase the home's design potential and help buyers envision furniture placement. The property is being sold unfurnished.

Getting Around

65
WalkingSomewhat Walkable
55
TransitGood Transit
38
BikeSomewhat Bikeable

Schools

6/10
Yonkers Montessori AcademyGrades PK-120.5 mi

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Formal Dining,Storage
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 2,102
  • Total interior livable area: 2,102 sqft

Property

Details

  • Parcel number: 551800 6.616012
  • Special condition: None

Lot

  • Lot size: 4,792 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$274$3,288
Property Taxes $1,286$15,432
Electricity $347$4,168
Total$6,149$73,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,822/yr
40% on housing$184,470/yr
45% on housing$163,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 10704$328
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10704$443
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$839,000
2026-01-01Listing removed$600,000
2025-12-07Price change$600,000
2025-11-01Listed for sale$670,000
2015-12-14Listing removed$449,900
2015-03-06Listed for sale$449,900
2014-10-29Listing removed$449,900
2014-07-10Price change$449,900
2014-05-09Listed for sale$439,900
2014-03-28Listing removed$450,000
2014-03-14Listed for sale$450,000
2013-12-04Listing removed$457,000
2013-10-18Listed for sale$457,000
2012-03-01Listing removed$449,000
2012-01-16Price change$449,000
2011-12-29Price change$469,000
2011-12-15Price change$449,000
2011-10-04Listed for sale$469,000
1998-08-10Sold$190,000
1995-07-19Sold$168,000

For Sale by Agent

AgentIrene Astudillo
BrokerageSkyLimit Realty Group

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