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21 New Avenue, Yonkers, NY, 10704

5beds
3baths
3,063sqft
$999,000
$326price/sqft
$7,414/moest. monthly cost
$296,560/yrincome needed

About This Home

This two family property features a spacious 3 bedroom, 2 bathroom unit on the first floor and a 2 bedroom, 1 bath unit on the second floor, as well as a large finished basement - great rental income potential in one of Westchester's most in demand markets. Sold strictly AS-IS. Conveniently located near Metro North, major highways, and all that Yonkers has to offer.

Getting Around

83
WalkingVery Walkable
83
TransitExcellent Transit
33
BikeSomewhat Bikeable

Schools

5/10
Yonkers Montessori AcademyGrades PK-120.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,063
  • Total interior livable area: 3,063 sqft

Property

Details

  • Parcel number: 1800006000062520000024
  • Special condition: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$326$3,912
Property Taxes $1,531$18,372
Electricity $506$6,074
Total$7,414$88,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,194/yr
40% on housing$222,420/yr
45% on housing$197,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 10704$330
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10704$443
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$999,000

For Sale by Agent

AgentMaysoon Rabaa
BrokerageHenry Djonbalaj Real Estate

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