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1089 Mile Square Road, Yonkers, NY, 10704

5beds
2baths
3,356sqft
$749,000
$223price/sqft
$5,733/moest. monthly cost
$229,320/yrincome needed

About This Home

Located in the desirable Dunwoodie neighborhood of Yonkers, this all-brick two-family home sits on an oversized double lot and offers a flexible layout with approximately 2,821 square feet of living space. The first-floor apartment features 2 bedrooms, 1 full bathroom, a living room, and an eat-in kitchen. The second-floor apartment offers 3 bedrooms, 1 full bathroom, a living room, and an eat-in kitchen. Additional features include a finished walk-out basement, an attached two-car garage, driveway parking, and a spacious backyard with an additional side yard. Conveniently located near Metro-North, Bee-Line bus routes, shopping, restaurants, parks, schools, and major parkways, offering easy access throughout Westchester and New York City.

Getting Around

78
WalkingVery Walkable
51
TransitGood Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
Yonkers Montessori AcademyGrades PK-121.0 mi
8/10
School 30Grades PK-80.8 mi

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Natural Woodwork
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,356
  • Total interior livable area: 3,356 sqft

Property

Details

  • Parcel number: 180000600006373000005051
  • Special condition: None

Lot

  • Lot size: 5,407 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$244$2,928
Property Taxes $1,148$13,776
Electricity $554$6,655
Total$5,733$68,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,560/yr
40% on housing$171,990/yr
45% on housing$152,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 10704$332
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10704$443
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$749,000
2026-07-23Listed for sale$749,000
2025-11-17Sold$760,000
2025-01-31Listing removed$910,000
2025-01-13Price change$910,000
2024-11-01Listed for sale$920,000
2024-09-22Listing removed$920,000
2024-06-18Price change$920,000
2024-04-02Listed for sale$925,000
2024-01-31Listing removed--
2023-11-14Price change$919,000
2023-06-30Listed for sale$925,000
2007-02-12Sold$625,000

For Sale by Agent

AgentJohn Quartararo
BrokerageDeSimone Real Estate

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