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110 Oliver Road, Bedford, NY, 10506

4beds
5baths
4,360sqft
$1,800,000
$413price/sqft
$13,478/moest. monthly cost
$539,120/yrincome needed

About This Home

Gorgeous, Colonial style home with 4-bedrooms, 4.5 bathrooms, living room w/ fireplace, den w/fireplace, 1st floor guest room/study w/ fireplace, (3) oversized 2nd floor bedrooms, including master bedroom suite w/ fireplace, finished basement with fireplace, 3-car garage on 4 acres. Don’t miss this opportunity!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Fox Lane Middle SchoolGrades 6-82.1 mi
6/10
Fox Lane High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Double Vanity,Eat-in Kitchen,Formal Dining,Kitchen Island,Primary Bathroom,Soaking Tub
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Basement,Bedroom,Living Room
  • Fireplace: Yes
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Hot Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,360
  • Total interior livable area: 4,360 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 2000084020000010000002
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 4.01 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Landslide
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$897$10,764
Property Taxes $2,760$33,120
Electricity $720$8,646
Total$13,478$161,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$462,102/yr
40% on housing$404,340/yr
45% on housing$359,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 10506$524
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10506$358
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-06-14Sold$1,406,056
2016-07-30Listing removed$1,300,000
2016-05-14Listed for sale$1,300,000
2015-06-29Listing removed$1,350,000
2015-06-18Price change$1,350,000
2015-05-12Price change$1,375,000
2014-12-20Listed for sale$1,495,000
2013-05-17Listing removed$1,350,000
2013-03-08Price change$1,350,000
2013-02-22Price change$1,400,000
2013-01-17Price change$1,500,000
2012-09-16Price change$1,595,000
2011-05-17Listed for sale$1,849,000
1997-09-08Sold$420,000
1994-05-10Sold$376,000

Unknown Listed By

AgentTodd A. Yovino
BrokerageIsland Advantage Realty LLC

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