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128 Bell Road, Scarsdale, NY, 10583

3beds
2baths
1,523sqft
$799,000
$525price/sqft
$5,738/moest. monthly cost
$229,520/yrincome needed

About This Home

Welcome to 128 Bell Road, a charming Cape Cod situated on a desirable corner lot in the Scarsdale P.O. section of the Eastchester School District. Beautifully maintained and full of timeless character, this home offers comfortable living spaces, a flexible layout, and an exceptional location. The main level features a sun-filled living room with a wood-burning fireplace, hardwood floors, and an easy flow into the dining area and kitchen. Three bedrooms and two full baths provide versatility for today's lifestyle. A charming breezeway connects the home to the attached one-car garage and opens to a covered patio—perfect for outdoor dining, morning coffee, or relaxing while overlooking the private, fenced backyard. The finished lower level offers approximately 647 square feet of additional bonus living space, ideal for a recreation room, home office, gym, or media room, plus abundant storage. Additional highlights include central air conditioning, natural gas heat, an attached garage, and a private driveway with parking for multiple vehicles. Conveniently located near schools, parks, shopping, restaurants, Metro-North, and major parkways, with an easy commute to Grand Central Terminal. Residents are eligible for membership at Lake Isle Country Club, offering golf, swimming, and year-round tennis.

Getting Around

79
WalkingVery Walkable
36
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

9/10
Greenvale SchoolGrades 2-50.4 mi
7/10
8/10

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer/Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Chandelier,Entrance Foyer,Formal Dining,Natural Woodwork
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,523
  • Total interior livable area: 1,523 sqft

Property

Details

  • Parcel number: 2489054000000030000017
  • Special condition: None
  • Exclusions: As Seen

Lot

  • Lot size: 5,011 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$222$2,664
Property Taxes $1,225$14,700
Electricity $251$3,020
Total$5,738$68,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,731/yr
40% on housing$172,140/yr
45% on housing$153,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 10583$499
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10583$581
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$799,000
2026-07-31Listed for sale$799,000

For Sale by Agent

AgentAnthony Saraco Jr.
BrokerageHoulihan Lawrence Inc.

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