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120 Woodruff Avenue, Scarsdale, NY, 10583

3beds
4baths
3,080sqft
$975,000
$317price/sqft
$7,204/moest. monthly cost
$288,160/yrincome needed

About This Home

Welcome to 120 Woodruff Avenue, a move-in ready, freshly painted home that lives like a single-family residence in all the ways that matter, offering generous living space, abundant natural light, and the privacy of only one shared wall. With a thoughtfully designed layout, multiple levels of living, private outdoor spaces, and an attached garage, this property combines the ease of townhouse living with the comfort, functionality, and feel of a single-family home. The main level features a welcoming living room with a cozy fireplace that flows seamlessly into the formal dining room, creating an ideal setting for both everyday living and entertaining. The open-concept kitchen overlooks the adjoining family room, providing a warm and inviting gathering space. A powder room and convenient first-floor laundry complete this level. Upstairs, the spacious primary suite offers a private bath, while two additional generously sized bedrooms and a full hall bath provide comfortable accommodations for family and guests. The finished lower level adds exceptional versatility with a spacious recreation room, powder room, and endless possibilities for a home office, gym, media room, or playroom. Sliding glass doors open directly to a private patio, creating a seamless extension of your indoor and outdoor living spaces. Additional highlights include an attached one-car garage, ample storage throughout, and eligibility for membership at the highly sought-after Lake Isle Country Club, offering golf, swimming, and tennis. Ideally located close to shopping, dining, parks, schools, and transportation, this exceptional home delivers the space, convenience, and lifestyle today's buyers are looking for.

Getting Around

81
WalkingVery Walkable
41
TransitSome Transit
52
BikeBikeable

Schools

9/10
Greenvale SchoolGrades 2-50.4 mi
7/10
8/10

Construction

Condition

  • Property condition: Actual
  • Year built: 2002

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Kitchen Island,Open Kitchen,Storage
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Hydro Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,080
  • Total interior livable area: 3,080 sqft

Property

Details

  • Parcel number: 2489059000000040000004
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 2,822 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$271$3,252
Property Taxes $1,495$17,940
Electricity $508$6,107
Total$7,204$86,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,994/yr
40% on housing$216,120/yr
45% on housing$192,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 10583$503
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10583$581
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$975,000
2026-08-10Listing removed$975,000
2026-07-28Listed for sale$975,000
2026-07-18Listing removed$989,000
2026-06-18Listed for sale$989,000
2005-04-01Sold$695,000
2002-08-20Sold$590,000

For Sale by Agent

AgentAnthony Saraco Jr.
BrokerageHoulihan Lawrence Inc.

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