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445 W Hartsdale Avenue, Hartsdale, NY, 10530

3beds
3baths
1,973sqft
$925,000
$469price/sqft
$6,683/moest. monthly cost
$267,320/yrincome needed

About This Home

445 Hartsdale Ave is the only property with two huge lots. A private oasis where artful landscaping meets peaceful suburban living—just 20 minutes from Midtown and 1 mile to Metro-North. This fully remodeled 4-bed, 3.5-bath home features wood-beam ceilings, marble baths with skylights, two indoor Jacuzzis, central air, and a new gas boiler. Set on 1.5 fenced acres with three BBQ patios, a meditation patio, and a Bocce court—perfect for entertaining or relaxing under ambient lighting. Includes garage parking, Fios internet, indoor/outdoor laundry, and mechanicals outside the main structure. Enjoy Greenburgh town amenities: pool, tennis, golf, and private parks. A top-rated private school is within short distance. Pool & spa planned for 2026. Live in luxury, surrounded by nature, without sacrificing convenience!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Highview SchoolGrades 2-31.1 mi
5/10
--
Lee F Jackson SchoolGrades K-11.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1948

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Fan,Freezer,Gas Cooktop,Gas Oven,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Trash Compactor,Washer,Gas Water Heater,Indirect Water Heater,Oil Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Attic: Stairs

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,973
  • Total interior livable area: 1,973 sqft

Property

Details

  • Parcel number: 2689008130000860000004
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 0.45 Acres
  • Features: Back Yard

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$262$3,144
Property Taxes $1,418$17,016
Electricity $326$3,912
Total$6,683$80,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,131/yr
40% on housing$200,490/yr
45% on housing$178,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 10530$355
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10530$449
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$925,000
2026-05-20Price change$875,000
2025-08-24Listing removed$5,700
2025-08-06Price change$5,700
2025-07-19Price change$850,000
2025-07-19Price change$5,250
2025-07-17Listed for rent$5,650
2025-04-11Listing removed$5,200
2025-04-09Listed for rent$5,200
2024-11-27Price change$799,000
2024-11-16Price change$979,000
2024-11-06Listing removed$5,495
2024-10-16Listed for rent$5,495
2024-10-10Listing removed$5,800
2024-09-14Listed for sale$1,190,000
2024-09-12Listed for rent$5,800
2024-08-13Listing removed--
2024-07-30Price change$5,900
2024-07-09Listed for rent$6,100
2024-07-09Listing removed--
2024-06-03Listed for sale$1,190,000
2024-04-26Listing removed--
2024-04-05Listed for rent$5,300
2024-03-13Listing removed--
2024-02-21Listed for rent$5,300
2001-02-27Sold$185,000
1994-01-10Sold$25,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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