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20 S Washington Avenue, Hartsdale, NY, 10530

3beds
2baths
1,200sqft
$725,000
$604price/sqft
$5,227/moest. monthly cost
$209,080/yrincome needed

About This Home

Welcome to this exceptionally well maintained two family home, ideally located in the heart of Hartsdale just off Central Avenue. Offering an excellent opportunity for both owner occupants and investors, this property features two units in a highly desirable location. The first floor apartment, currently vacant, offers two spacious bedrooms and one recently renovated full bathroom, along with beautiful hardwood floors throughout. This unit also enjoys direct access to the semi finished basement, providing added convenience and flexibility. The second floor apartment is a one bedroom unit that is currently tenant occupied, creating immediate rental income potential. The semi finished basement offers abundant storage space and includes interior access to the attached one-car garage. Outside, the property truly shines with a large, level, fully fenced backyard, perfect for entertaining, gardening, or simply enjoying outdoor living. A generous driveway provides parking for multiple vehicles. Conveniently located within walking distance to the shops, restaurants, and amenities of Central Avenue, this home is also approximately one mile from the Hartsdale Metro-North station, offering an easy commute to New York City. With quick access to major highways and parkways, this is a great opportunity to own a move in ready two family home in one of Westchester's most convenient neighborhoods.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Highview SchoolGrades 2-30.5 mi
5/10
--
Lee F Jackson SchoolGrades K-11.3 mi

Construction

Condition

  • Property condition: Estimated
  • Year built: 1953

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cape Cod
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Hardwood
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 2689008250001940000017
  • Special condition: None

Features

  • Patio & porch: Porch

Lot

  • Lot size: 8,391 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$205$2,460
Property Taxes $1,111$13,332
Electricity $246$2,954
Total$5,227$62,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,211/yr
40% on housing$156,810/yr
45% on housing$139,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$604This listing

vs Other Active Listings

Avg $/sqft

ZIP 10530$354
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10530$449
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$725,000
2017-01-02Listing removed$369,000
2016-07-21Sold$369,000
2016-06-02Pending sale$369,000
2016-05-13Listed for sale$369,000

For Sale by Agent

AgentHatema Nezaj
BrokerageBajraktari Realty Group LLC

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