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18 Puritan Road, Rye, NY, 10580

6beds
6baths
5,189sqft
$1,795,000
$346price/sqft
$13,164/moest. monthly cost
$526,560/yrincome needed

About This Home

Blending timeless Colonial charm with an expansive footprint, this home features a grand living room with four sets of French doors - opening to a classic covered front porch and a rear deck for the ultimate indoor-outdoor lifestyle. Relax in the paneled library with multiple built-ins and the formal dining room and spacious kitchen for family gatherings. By utilizing four separate stairways, the home effectively creates "private suites" making it ideal for multi-generational living or a secluded work-from-home environment. Beyond the main living quarters is a secondary wing that has a private entry foyer that leads to a large family room with fireplace and short stairway to guest suite or premier home-base for an au pair. Beautifully landscaped property with mature trees and plantings with an inground pool and terracing.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Purchase SchoolGrades K-52.2 mi
9/10
8/10
Harrison High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer,Formal Dining,Kitchen Island
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 5,189
  • Total interior livable area: 5,189 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Other

Property

Details

  • Parcel number: 2801000604000000000025
  • Special condition: None

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: Fenced,In Ground
  • Patio & porch: Deck,Porch,Terrace
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 2.05 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$479$5,748
Property Taxes $2,752$33,024
Electricity $857$10,290
Total$13,164$157,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$451,337/yr
40% on housing$394,920/yr
45% on housing$351,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 10580$803
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10580$831
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$1,795,000
2026-05-13Listed for sale$1,795,000
1998-05-07Sold$725,000

For Sale by Agent

AgentGregory B. McCarthy
BrokerageHoulihan Lawrence Inc.

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