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295 Columbus Avenue, West Harrison, NY, 10604

4beds
2baths
1,672sqft
$1,099,000
$657price/sqft
$7,933/moest. monthly cost
$317,320/yrincome needed

About This Home

Legal two-family home set on an oversized lot in West Harrison. The main floor features a massive two-bedroom duplex layout, 2 bathrooms and offering a large kitchen, dedicated dining space, and private laundry hookups. Upstairs, the second unit shines with two bright bedrooms and an abundance of natural light throughout the spacious floor plan. Highlights include an expansive backyard perfect for entertaining and the advantage of the Harrison School District. Whether you are looking to live in one unit and rent the other or looking for a standout addition to your portfolio, this property offers the space and location today’s buyers are searching for. Don’t miss this opportunity!!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Samuel J Preston SchoolGrades K-50.3 mi
7/10
8/10
Harrison High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1924

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup,In Basement,Inside,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Crown Molding,Entrance Foyer,Natural Woodwork,Open Floorplan,Open Kitchen,Other,Storage
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Property

Details

  • Parcel number: 2801000871000000000033
  • Special condition: None

Features

  • Patio & porch: Patio
  • Exterior features: Garden

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Cleared,Front Yard,Level

Parking

  • Parking features: Driveway,Off Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$415$4,980
Property Taxes $1,685$20,220
Electricity $276$3,315
Total$7,933$95,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,988/yr
40% on housing$237,990/yr
45% on housing$211,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$657This listing

vs Other Active Listings

Avg $/sqft

ZIP 10604$423
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10604$455
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$1,200,000
2025-07-11Sold$850,000
2020-12-07Listing removed$1,750
2020-11-06Listed for rent$1,750

For Sale by Agent

AgentChristine Ricci
BrokerageKeller Williams NY Realty

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