354 Commerce Street, Hawthorne, NY, 10532
About This Home
If you are you looking for something a little different you may have just found it. This raised ranch with a contemporary feel has lots of modern touches and is move in ready. With 3 well proportioned bedrooms and 2 clean and modern bathrooms featuring high-quality fixtures, it lives large and provides a functional and versatile living space. The main living areas are bright and airy, with large windows allowing natural light to flow throughout. Hardwood floors on the main level add warmth and character. The kitchen features lots of maple cabinetry, stainless appliances, cast in place concrete countertops and slate floors. There is ample counter space, making meal preparation convenient. The lower level has a very useable multi purpose room, a full bathroom, laundry, utilities and has access to the 2-car garage. Lots of updates include a new roof in '22, a new boiler/hot water heater in '19, 4-zone radiant heat on the main level and 4-zone ductless air conditioning. Located in a very convenient location with easy access to highways and within walking distance to Hawthorne Metro North station. This home presents an appealing living option for those seeking a comfortable and practical living environment.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Construction materials: Cedar,Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Raised Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Washer/Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,First Floor Full Bath
- Fireplace features: Wood Burning Stove
- Attic: Partial
Heating & Cooling
- Heating features: Heat Pump,Natural Gas,Radiant,Radiant Floor
- Cooling features: Ductless,Multi Units
Interior Area
- Total structure area: 1,416
- Total interior livable area: 1,416 sqft
Other
- Level: First
Other
- Level: Lower
Property
Details
- Parcel number: 3489112009000040270000
- Special condition: None
Features
- Levels: Two
Lot
- Lot size: 8,484 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,095 | $49,140 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $1,242 | $14,904 |
| Electricity | $246 | $2,954 |
| Total | $5,787 | $69,444 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $810,000 |
| 2026-07-15 | Listed for sale | $810,000 |
| 2016-10-31 | Sold | $380,000 |
| 2016-07-29 | Listing removed | $375,000 |
| 2016-07-29 | Pending sale | $375,000 |
| 2016-06-30 | Listed for sale | $375,000 |
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