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131 Douglas Road, Chappaqua, NY, 10514

3beds
3baths
2,690sqft
$1,590,000
$591price/sqft
$11,422/moest. monthly cost
$456,880/yrincome needed

About This Home

Enter into this enduring Colonial blending elegance with today's lifestyle. This home lives like a 4-bedroom and has 4 BR septic. Set on beautifully landscaped property moments away from town, the train and Chappaqua schools. Tastefully expanded and renovated in 2008, this home showcases classic architectural details everywhere. A welcoming foyer opens to a gracious living room and fireplace. A formal dining room with a tray ceiling. Timeless appointed chefs EIK with Wolf appliances, custom cabinetry and marble counter tops, wine refrigerator and breakfast bar. The family room offers a second fireplace and a wall of windows to view the private setting. The sunroom offers custom built-ins and an abundance of natural light. A first floor bonus room and full bathroom works well for guests or an au pair. A mudroom with custom built-ins. Upstairs is the primary bedroom with high ceilings, walk-in custom closet, private study, and en-suite bath with double sinks, marble shower and whirpool bath. Two additional bedrooms, one with custom built-ins, custom closets, and a hall bath. New laundry is located conveniently on the second floor. Outdoors, an expansive deck extending the living space and creating the perfect setting for entertaining, dining and relaxing while overlooking mature landscaping and private grounds that back up to protected green space. Completing the property is a detached two car-garage with generous storage above. The home was extensively renovated and expanded in 2008 offering the finest architectural finishes. An exceptional offering. New roof 2024 and new 4 bedroom septic 2026.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Robert E Bell SchoolGrades 5-80.6 mi
10/10

Construction

Condition

  • Year built: 1907

Materials

  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,High Ceilings,Marble Counters,Open Kitchen,Original Details,Pantry,Primary Bathroom,Recessed Lighting,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Family Room,Living Room
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,690
  • Total interior livable area: 2,690 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 3600100006000010000039
  • Special condition: None
  • Exclusions: Dining room chandelier,Kitchen chandelier - ask agent

Features

  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,039$96,468
Home Insurance *$501$6,012
Property Taxes $2,438$29,256
Electricity $444$5,334
Total$11,422$137,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,611/yr
40% on housing$342,660/yr
45% on housing$304,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$591This listing

vs Other Active Listings

Avg $/sqft

ZIP 10514$517
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10514$499
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$1,590,000
2013-08-07Sold$830,000
2008-06-11Sold$1,239,000
2008-02-05Sold$577,000

For Sale by Agent

AgentToni DiMichelo
BrokerageHoulihan Lawrence Inc.

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