18 Cottage Lane, North Salem, NY, 10560
About This Home
Lovely custom designed home with cathedral ceilings located on the canal with pretty waterfront views. Enjoy nature with the beautiful ducks and water birds from your living room window. The skylights in the living room add natural lighting. This home offers a full Kitchen with Pergo flooring, oak cabinets with decorative chair rail, and plenty of cabinet space. The full bath has tiled walls and floor, vanity with cultured marble countertop, plus a tub with shower and a skylight for additional lighting. There is also attic storage space. The colorful stained-glass window in hallway creates an inviting path to the bedrooms. The bedrooms receive natural lighting from the windows and have ample closet space. This home is freshly painted and the carpeting is new, making your move an easy transition. This co-op community features a private beach, picnic area, playground, basketball court, baseball field and clubhouse. Pietsch Gardens Community is located on Peach Lake & located minutes from a golf course, an equestrian center, restaurants, Metro North Railroad, I-684, & I-84. It is one of the few motorboat lakes in the Westchester area. Co-op board application & approval are required.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual,Updated/Remodeled
- Year built: 1930
Materials
- Foundation: Raised
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 1989
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Full Bath,Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,High Ceilings
- Window features: Bay Window(s),Casement,Screens
- Flooring: Carpet,Laminate
- Fireplace features: None
- Attic: Partial,Storage
Heating & Cooling
- Heating features: Electric
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 798
- Total interior livable area: 736 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 4000007000017810000001012
- Special condition: Probate Listing
Features
- Levels: One
- Exterior features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Canal Front,Lake Privileges,Water Access,Waterfront
Lot
- Lot size: 799 sqft
- Features: Views
Parking
- Total spaces: 2
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Landslide
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $575 | $6,900 |
| Electricity | $246 | $2,954 |
| Total | $2,886 | $34,632 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $365,000 |
| 2026-07-20 | Listed for sale | $375,000 |
View on Zillow