9 Cottage Lane, North Salem, NY, 10560
About This Home
Enjoy this Cozy 1 Bedroom Dream Home in a Lovely Lake Front Community on Peach Lake. This home has been totally renovated from top to bottom, fully insulated, roof, windows, & flooring, mini split heating and A/C system, skylight, cathedral ceilings, ceiling fans, & custom lighting. It also features a Wood-burning stove Fireplace, a Beautifully Designed Custom Kitchen, and a Custom Tiled Bathroom. Step out your front door to see the Gorgeous Lake Views and Sunsets Views over Peach Lake. This home is move in ready! The community features a private beach, picnic area, playground, basketball court, softball field, and clubhouse. Enjoy lakeside living! Located minutes from Golf course, an Equestrian Center, Restaurants, I-684, I-84, & Metro North. Co-op board application & approval are required.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1930
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2017
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Refrigerator
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Granite Counters,Open Floorplan,Open Kitchen,Storage
- Window features: Screens,Storm Window(s)
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Free Standing,Masonry,Wood Burning
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 444
- Total interior livable area: 444 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 4000007000017820000001016
- Special condition: None
- Other equipment: Other
Features
- Levels: One
- Exterior features: Fire Pit
- Fencing: Back Yard,Partial
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 1,930 sqft
- Features: Back Yard,Front Yard,Level,Private,Views
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Landslide
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $398 | $4,776 |
| Electricity | $246 | $2,954 |
| Total | $2,075 | $24,900 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listed for sale | $286,000 |
| 2026-01-10 | Pending sale | $286,000 |
| 2025-12-02 | Price change | $286,000 |
| 2025-10-23 | Price change | $296,000 |
| 2025-10-04 | Listed for sale | $310,000 |
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