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42 Pershing Avenue, Ossining, NY, 10562

4beds
2baths
1,463sqft
$639,500
$437price/sqft
$4,654/moest. monthly cost
$186,160/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2-bath Cape Cod nestled in one of the desirable Hudson Valley River towns. Combining classic charm with everyday comfort, this move-in-ready home features gleaming hardwood floors, spacious living areas, and a flexible floor plan perfect for today's lifestyle. The private backyard offers a peaceful retreat with a patio ideal for outdoor dining, entertaining, or simply relaxing. Experience the best of Hudson Valley living with convenient access to the scenic Hudson River waterfront, parks, hiking and biking trails, local restaurants, shopping, and year-round community events. Whether you're commuting, exploring the outdoors, or enjoying the vibrant Rivertown lifestyle, this home offers the perfect balance of tranquility and convenience. Don't miss this opportunity to own a beautiful home in one of the Hudson Valley's most sought-after communities.

Getting Around

39
WalkingCar-Dependent
21
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

5/10
Roosevelt SchoolGrades 50.6 mi
6/10
4/10
Ossining High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1959

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Attic: Crawl

Heating & Cooling

  • Heating features: Hot Air,Hot Water,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,463
  • Total interior livable area: 1,463 sqft

Property

Details

  • Parcel number: 420308901200000000000800002
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,233$38,796
Home Insurance *$195$2,340
Property Taxes $980$11,760
Electricity $246$2,954
Total$4,654$55,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,565/yr
40% on housing$139,620/yr
45% on housing$124,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 10562$364
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10562$388
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$639,500
2016-01-26Sold$332,000
2015-11-07Price change$359,000
2015-10-29Price change$369,000
2015-10-28Price change$379,000
2015-10-26Price change$389,000
2015-10-21Listed for sale$399,000
2015-09-03Sold$195,000

For Sale by Agent

AgentJanet Brand
BrokerageHoulihan Lawrence Inc.

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