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44 Beach Road, Ossining, NY, 10562

3beds
3baths
3,007sqft
$975,000
$324price/sqft
$7,219/moest. monthly cost
$288,760/yrincome needed

About This Home

This charming renovated farmhouse offers 3,000 sq ft of living space and is nestled at the very end of a quiet cul-de-sac providing exceptional privacy and adjacent to protected parklands with scenic walking trails, and the Hudson River. The home features a newly added first floor primary suite complete with a tray ceiling, recessed lighting, oversized walk-in closet, and an adjoining home office all on its own HVAC system, creating the perfect private retreat. The custom kitchen offers granite countertops, custom cabinetry, GE appliances, and a sunny breakfast alcove. The kitchen flows seamlessly into the formal dining room and inviting living room with a wood-burning fireplace and access to the charming covered front porch. The separate and spacious family room on the south side of the home is filled with natural light from a wall of windows with access through sliding glass doors to the patio and fully fenced rear yard. Upstairs you will find two generously sized bedrooms and a versatile bonus room, ideal as a fourth bedroom, home office, laundry room or den. Additional features include a large detached two-car garage with expansive storage, newly installed generator, alarm system with video cameras, multiple laundry hook-ups including a second washer & dryer in the basement. There is also a cover front porch, and two patio areas around the property. Located just 1.5 miles from the Ossining train station! The location is truly exceptional. Situated at the entrance to the Crawbuckie Nature Preserve, this home offers immediate access to appx 20 acres of woodlands with walking trails winding through mature forest along the Hudson River. Enjoy scenic overlooks, observation platforms, and year-round hiking and nature just steps from your front door. This unique combination of character, modern updates, and an unparalleled natural setting makes this home a rare opportunity.

Getting Around

51
WalkingSomewhat Walkable
23
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

5/10
Claremont SchoolGrades 2-40.5 mi
6/10
4/10
Ossining High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Stone
  • Construction materials: Cedar,Shake Siding

Notable Dates

  • Major remodel year: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Freezer,Gas Range,Microwave,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Formal Dining,Natural Woodwork,Master Downstairs,Storage,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,007
  • Total interior livable area: 3,007 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath,Accessible Kitchen

Details

  • Parcel number: 420308901000000000001000001
  • Special condition: None
  • Other equipment: Generator

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$298$3,576
Property Taxes $1,495$17,940
Electricity $496$5,963
Total$7,219$86,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,508/yr
40% on housing$216,570/yr
45% on housing$192,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 10562$366
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10562$388
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$975,000
2003-06-10Sold$560,000
2001-05-11Sold$509,000

For Sale by Agent

AgentJamey Gelardi
BrokerageHoulihan Lawrence Inc.

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