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1 Edward Street, Ossining, NY, 10562

5beds
2baths
1,860sqft
$699,000
$376price/sqft
$5,126/moest. monthly cost
$205,040/yrincome needed

About This Home

Well-maintained two-unit property in the heart of Ossining, fully renovated in 2020 and offering a strong combination of space, convenience, and versatility. The building features a spacious three-bedroom unit over a two-bedroom walk-up, providing an ideal opportunity for owner-occupants or investors. Both units benefit from updated finishes completed during the 2020 renovation, offering modern functionality while maintaining a practical layout. The second floor unit has a back enclosed porch with access to a fenced in back yard. The property is located within one mile of two Metro-North Hudson Line train stations, providing convenient access for commuters. Ideally situated close to local shops, parks, schools, major highways, and public transportation, this property offers excellent accessibility and everyday convenience. A solid option for those seeking a turnkey multi-family home in a well-connected Westchester location.

Getting Around

85
WalkingVery Walkable
46
TransitSome Transit
50
BikeBikeable

Schools

--
Park SchoolGrades PK-K0.1 mi
5/10
4/10
Ossining High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 1930

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Basement: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Property

Details

  • Parcel number: 420309700700000000002900004
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Patio & porch: Porch
  • Fencing: Back Yard,Partial
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1,742 sqft
  • Features: Back Yard

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$214$2,568
Property Taxes $1,071$12,852
Electricity $307$3,688
Total$5,126$61,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,748/yr
40% on housing$153,780/yr
45% on housing$136,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 10562$365
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10562$388
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$710,000
2026-01-19Listed for sale$720,000
2023-10-19Sold$650,000
2023-08-23Pending sale$650,000
2023-08-21Listing removed--
2023-07-20Listed for sale$650,000
2019-08-26Sold$247,277
2019-07-24Listed for sale$189,900
2019-06-19Listing removed$338,030
2019-06-18Price change$338,030
2019-06-15Price change$336,823
2019-06-14Price change$336,114
2019-06-10Price change$332,200
2019-06-08Price change$332,080
2019-06-07Price change$342,737
2019-06-03Price change$343,593
2019-05-31Price change$316,276
2019-05-25Price change$300,301
2019-05-23Price change$311,678
2019-05-21Listed for sale--
2012-03-24Listing removed$240,000
2011-10-05Listed for sale$240,000
2011-08-01Listing removed$290,000
2010-10-27Price change$290,000
2010-07-10Listed for sale$349,000
2009-02-07Listing removed$439,222
2006-12-06Sold$429,000

For Sale by Agent

AgentTana M. McGuire
BrokerageeXp Realty

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