321 Spring Street, Ossining, NY, 10562
About This Home
Beautifully maintained TWO FAMILY DUPLEX in the cherished, historic Sparta district! Each 1000 sq. foot apartment features two bedrooms, one updated bathroom, living room, kitchen, dining room and large bright 4 season sun sunroom. The full, unfinished basement features two laundry stations, one for each unit plus plenty of storage. Additional features include oak hardwood floors, stucco walls & solid wood trim. The shared backyard features a large hardwood deck for outdoor entertaining. Ample driveway and off-street parking. This home is very well-maintained. Apartments may enjoy some updating, but the bones of this beautiful property are excellent. Enjoy this incredible location featuring a short walk to the Arcadian Shopping, the Scarborough-on-Hudson train station to GCS, and the Hudson River Front. It doesn't get better than this! Taxes don't reflect STAR savings of $1,591 if qualified.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1930
Materials
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Storage Space,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other
- Window features: Insulated Windows
- Flooring: Hardwood
- Attic: Scuttle
Heating & Cooling
- Heating features: Oil,Other
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,110
- Total interior livable area: 2,110 sqft
Property
Details
- Parcel number: 420309701500000000005000002
- Special condition: None
Features
- Patio & porch: Deck
Lot
- Lot size: 4,774 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,564 | $42,768 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $1,081 | $12,972 |
| Electricity | $348 | $4,184 |
| Total | $5,208 | $62,496 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $705,000 |
| 2026-06-23 | Listed for sale | $750,000 |
| 2026-06-04 | Listing removed | $3,000 |
| 2026-06-01 | Listed for rent | $3,000 |
| 2017-10-16 | Sold | $439,000 |
| 2017-05-16 | Listed for sale | $439,000 |
| 2015-01-01 | Listing removed | $465,000 |
| 2014-06-08 | Price change | $465,000 |
| 2013-12-03 | Listed for sale | $485,000 |
| 2012-11-17 | Listing removed | $1,575 |
| 2012-08-03 | Price change | $1,575 |
| 2012-05-30 | Price change | $1,675 |
| 2012-03-07 | Listed for rent | $1,750 |
| 2008-09-17 | Sold | $160,000 |
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