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227 Cedar Lane, Ossining, NY, 10562

2beds
2baths
690sqft
$850,000
$1,232price/sqft
$6,107/moest. monthly cost
$244,280/yrincome needed

About This Home

Step back in time without sacrificing an ounce of comfort in this enchanting, 200-year-old hand-hewn log cabin. Nestled on 6.41 private, lush acres, this original residence offers a rare blend of romantic history and contemporary ease. The interior showcases exceptional craftsmanship, featuring original wide-plank wood floors, a majestic stone fireplace, and a genuine Dutch door. The versatile layout includes two bedrooms plus an alcove and 1.5 baths highlighted by a hand-painted sink. A large, vintage-inspired country kitchen serves as the heart of the home, boasting a herringbone-patterned original brick floor, 1940s decor, and modern appliances including a dishwasher and washer-dryer. The exterior is a true nature lover's sanctuary, featuring a cedar shingle roof, a classic porch with Adirondack furniture, and a sophisticated bluestone slate patio. The expansive grounds are home to a picturesque pond and babbling brook that attract magnificent wildlife. While providing total seclusion, this property is remarkably accessible, located just five minutes from the Croton-on-Hudson train station and local supermarkets. Enjoy being minutes away from Hudson River dining, boating, and Teatown Lake Reservation, with an easy commute of less than one hour to New York City and a 50-minute drive to Thunder Ridge skiing. It is located in a Historic area near Old Croton Aqueduct and Senesqua Park. The community offers 17 parks, including a Westchester River Walk, hiking trails, views of the Hudson, and the Haverstraw-Ossining Ferry. Amenities include an indoor town pool, a Farmers Market, and local dining options. Community events include the Hudson River Music Festival and Teatown Annual Hudson River EagleFest.

Getting Around

7
WalkingCar-Dependent
15
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

4/10
Claremont SchoolGrades 3-41.3 mi
5/10
4/10
Ossining High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Log Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Natural Woodwork
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 690
  • Total interior livable area: 690 sqft

Other

  • Level: Lower

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 428908001500000000001100101
  • Special condition: None

Lot

  • Lot size: 6.41 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$260$3,120
Property Taxes $1,303$15,636
Electricity $246$2,954
Total$6,107$73,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,382/yr
40% on housing$183,210/yr
45% on housing$162,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,232This listing

vs Other Active Listings

Avg $/sqft

ZIP 10562$360
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10562$388
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$850,000
2025-07-24Listing removed$3,600
2025-04-16Listed for rent$3,600
2024-08-09Listing removed--
2024-07-19Price change$3,400
2024-05-06Listed for rent$3,600
2020-11-01Listing removed$749,000
2020-07-28Price change$749,000
2020-07-26Listing removed$3,500
2020-06-05Listed for rent$3,500
2020-04-23Listed for sale$825,000
2019-05-13Listing removed$3,100
2019-05-11Listed for rent$3,100
2019-05-11Listing removed$630,000
2019-04-17Listed for sale$630,000

For Sale by Agent

AgentJosephine B. O'Leary Weir
BrokerageJulia B Fee Sothebys Int. Rlty

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