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10 River Road, Scarsdale, NY, 10583

5beds
4baths
3,307sqft
$1,800,000
$544price/sqft
$12,909/moest. monthly cost
$516,360/yrincome needed

About This Home

Ideally located in the heart of Greenacres, this charming Tudor-style home offers a perfect blend of privacy, convenience, and timeless appeal. Thoughtfully updated, the home features brand-new windows, freshly painted interiors, and refinished hardwood floors. The main level welcomes you with a spacious living room centered around a classic wood-burning fireplace. A sun-drenched sunroom—ideal as a home office—features custom built-ins and French doors that open to a large patio. The formal dining room is perfectly suited for both everyday living and elegant entertaining. The open eat-in kitchen is equipped with updated appliances and includes sliding glass doors leading to the terrace, creating a seamless indoor-outdoor flow. The kitchen opens to a cozy family room or play area and is complemented by a powder room, a secondary back staircase, and direct access to the attached one-car garage. Upstairs, the second level offers a generously sized primary bedroom with an ensuite bath, along with three additional bedrooms and a full hall bath. One bedroom features its own ensuite bath—ideal for guests or extended family—and is conveniently accessible via the back staircase. The third floor provides a fifth bedroom, offering flexible space for a home office, guest suite, or fun playroom. The finished lower level adds around 602 square feet of additional living space, complete with a recreation room with bar, a half bath, a laundry area, and ample storage. A rare opportunity to enjoy classic Tudor charm paired with modern updates in one of Scarsdale’s most desirable and convenient neighborhoods. House also listed for rent (Listing # 996226)

Getting Around

30
WalkingCar-Dependent
38
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

10/10
Greenacres SchoolGrades K-50.5 mi
10/10
Scarsdale Middle SchoolGrades 6-8,101.8 mi
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Construction

Condition

  • Year built: 1926

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Exhaust Fan,Oven,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Attic: Finished

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,307
  • Total interior livable area: 3,307 sqft

Property

Details

  • Parcel number: 5001005017000700000000
  • Special condition: None

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$502$6,024
Property Taxes $2,760$33,120
Electricity $546$6,558
Total$12,909$154,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,594/yr
40% on housing$387,270/yr
45% on housing$344,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 10583$498
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10583$581
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for rent$9,550
2026-05-06Listed for sale$1,595,000
2025-08-15Listing removed$8,900
2025-07-31Listed for rent$8,900
2025-07-14Sold$1,310,000
2025-06-07Pending sale$1,475,000
2025-05-16Listed for sale$1,475,000

For Sale by Agent

AgentYeren Sun
BrokerageXcel Realty Service LLC

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