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40 Heritage Hills #A, Somers, NY, 10589

2beds
2baths
1,139sqft
$615,000
$540price/sqft
$4,542/moest. monthly cost
$181,680/yrincome needed

About This Home

Fabulous renovations! Move-in-Ready! End Unit- 'Madison' One Level, 2 Bedroom, 2 Bath w/Patio. HVAC / Heat Pump 2022, New Primary Bathroom and Hall Bath 2024, New Kitchen 2024, Custom Wall to Wall Built-ins 2024 (Second Bedroom), New Washer and Dryer w/water alarm 2024, Brazilian Laminate Flooring 2024, Italian Porcelain Tiles in Entry and Hallway 2024, Unit painted 2024, New Anderson Storm Entry Door w/ retractable screen 2025, New Anderson Slider 2025, Carport - New Steel Columns 2026. Scheduled: Garbage Fencing 2026, New Patio Stones 2026. Condo 1- Monthly fees consist of HOA $ $459.56, Society $168.76, Sewer $48.61, Water metered (based on usage). There are 21 guest parking spots in this cluster, the most of any in Heritage Hills. Buyers are required to pay a one-time capital contribution fee of $1500 payable to Society at closing. Basic Star Exemption $1,447.22. NO Special Assessments. Exterior to be painted 2026. Heritage Hills community offers resort-style, maintenance-free living. Enjoy five swimming pools, tennis, pickleball, paddle tennis, racquetball, woodworking, basketball, bocce courts, a state-of-the-art fitness center, plays, movies, exercise classes, social events, clubs of all types, lending library, ping pong, playground, scenic nature trails. 24-hour security with on-site EMTs. A convenient shuttle brings you to nearby Metro-North train stations (Goldens Bridge, Purdy's, Croton Falls) and shops. Residents can also enjoy the Somers National Golf Club (separate membership) with new a restaurant. All of it in a convenient location just minutes away from highways, 2 Metro North MTA train stations with direct trains to NYC/Grand Central Terminal, town center, shops, cafes, restaurants, schools, houses of worship and post office. Enjoy the Heritage Hills Life-Style! Schedule your appointment today.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
7/10
Somers Middle SchoolGrades 6-80.6 mi
8/10
Somers Senior High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Clapboard

Other

  • Builder model: Madison

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,ENERGY STAR Qualified Appliances,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Bidet,Built-in Features,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entertainment Cabinets,Entrance Foyer,Primary Bathroom,Recessed Lighting,Smart Thermostat
  • Door features: ENERGY STAR Qualified Doors
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Partial
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,139
  • Total interior livable area: 1,139 sqft

Property

Details

  • Parcel number: 52000170070001000000010401
  • Attached to another structure: Yes
  • Special condition: None
  • Exclusions: Dining Room Chandelier,TV's

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.72 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$244$2,928
Property Taxes $943$11,316
Electricity $246$2,954
Total$4,542$54,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,725/yr
40% on housing$136,260/yr
45% on housing$121,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 10589$380
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10589$280
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$615,000
2026-02-11Listed for sale$633,000
2022-10-13Sold$365,000
2022-09-16Pending sale$360,000
2022-08-09Price change$360,000
2022-07-11Listed for sale$380,000

For Sale by Agent

AgentJanet Ferrante
BrokerageHoulihan Lawrence Inc.

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