4 The Lane, Somers, NY, 10589
About This Home
Improved Price! Historic 1832 brick Federal Colonial in the heart of the Somer’s Business District on private cul-de-sac directly off Route 202. Renovated first floor; hardwood floors, large living room with fireplace, full dining room, semi-modern kitchen, half bath and heated rear enclosed porch. Second floor has two large Bedrooms, full bath, and two smaller multi-use rooms. Third floor is considered attic space but was finished many years as four additional rooms. Partial full basement and additional crawl space area. Utilities have been updated with newer oil Forced Hot Air furnace (and basement oil tank), electric 40-gallon HW heater, and 200 Amp service entrance panel. Make this your own charming historic home or consider potential for retail or office use (B-HP zoning).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1832
Materials
- Foundation: Stone
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Chandelier,Formal Dining,Original Details
- Flooring: Hardwood,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Finished,Stairs,Walkup
Heating & Cooling
- Heating features: Ducts,Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,716
- Total interior livable area: 1,884 sqft
Property
Details
- Parcel number: 5200017015000010000007
- Special condition: Real Estate Owned
Features
- Levels: Two
Lot
- Lot size: 3,350 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Hurricane
- Heat Wave
- Landslide
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $528 | $6,336 |
| Electricity | $311 | $3,736 |
| Total | $2,719 | $32,628 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-18 | Sold | $581,166 |
View on Zillow