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10 Highview Terrace, Somers, NY, 10589

3beds
3baths
2,240sqft
$825,000
$368price/sqft
$6,133/moest. monthly cost
$245,320/yrincome needed

About This Home

Welcome to this wonderful Raised Ranch, offering 2,240 sq. ft. of comfortable living space, beautifully situated on 2.08 private acres (PROPERTY SURVEY ATTACHED), including approximately one acre of wooded property. This well-maintained home features hardwood flooring throughout, solid six-panel wood doors, and central air conditioning. The main level offers a spacious eat-in kitchen, a large formal dining room, and a sun-filled formal living room featuring a bay window and a beautiful wood-burning fireplace. The primary bedroom includes two closets and an ensuite bathroom. Two additional bedrooms and a hall bathroom complete the main level. All three full bathrooms feature elegant marble flooring, and a cedar closet provides additional storage. Enjoy wonderful outdoor living with an oversized deck addition (2001) off the kitchen featuring an electric awning, a beautiful inground pool (1991), backyard patio accessed through Andersen sliders from the lower level, and a storage shed. The lower level offers a spacious family/recreation room with recessed lighting, a third full bathroom with marble flooring, front-loading washer and dryer, and direct access to the two-car garage. Additional features and improvements include a boiler (2024), whole-house 18 kW Generac standby generator with 200 Amp automatic transfer switch (2024), three 120-gallon above-ground propane tanks with gas line to the generator (2024), above-ground 330-gallon oil tank in the garage (2000) with a former 550-gallon tank properly abandoned in accordance with DEC requirements, and a roof replaced in 2016 (first layer). The home is serviced by a four-bedroom, 1,200-gallon precast masonry septic system, with the septic tank located in the front yard and leaching fields to the right side of the property (facing the home). The well is located in the rear left corner of the property off the driveway. Conveniently located close to shopping, schools, parks, Metro-North Goldens Bridge train station, I-684, and the Saw Mill River Parkway. Taxes: Town & County: $3,172.19 + School: $11,435.52 = Total: $14,607.71 (Without Basic STAR exemption of $1,447.22). Refrigerator in the garage will remain.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
6/10
Somers Middle SchoolGrades 6-81.0 mi
8/10
Somers Senior High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1965

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder model: Raised Ranch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,Formal Dining,Granite Counters,Primary Bathroom
  • Window features: Bay Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Other

  • Level: First

Other

  • Level: Lower

Property

Details

  • Parcel number: 5200028006000010000013
  • Special condition: None

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Deck

Lot

  • Lot size: 2.08 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$327$3,924
Property Taxes $1,265$15,180
Electricity $370$4,442
Total$6,133$73,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,274/yr
40% on housing$183,990/yr
45% on housing$163,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 10589$381
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10589$280
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$825,000
2026-06-26Listed for sale$825,000

For Sale by Agent

AgentDonna O'Connell
BrokerageHoulihan Lawrence Inc.

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