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19 Annarock Drive, Somers, NY, 10589

2beds
3baths
2,478sqft
$799,000
$322price/sqft
$5,991/moest. monthly cost
$239,640/yrincome needed

About This Home

Privacy! Perfect Weekender! Endless Possibilities! Beautifully maintained and thoughtfully updated, this inviting home offers the perfect blend of comfort, convenience, accessibility, and exceptional indoor/outdoor living. Nestled in a private setting, it is an ideal full-time residence or weekend retreat. A welcoming entry with attractive wood-look tile flooring sets the stage, while hardwood floors flow throughout much of the home. The spacious formal living and dining areas feature a stunning fieldstone fireplace that creates a warm, inviting focal point, along with an elegant dining space perfect for entertaining or everyday living. The kitchen features wood-look tile flooring, white cabinetry, quartz countertops, a newer stove and microwave, a Pella casement window, washer/dryer hookup, and two doors providing access to the side yard and backyard deck. The spacious and bright primary bedroom offers sliders to the deck and a large primary bath with a walk-in shower, soaking tub, half-tiled walls, and two pedestal sinks. A second bedroom has access to the shared hall bath, which includes newer wallpaper, a new Pella casement window, tub, and vanity. A full main-level bath offers a walk-in tub and double-sink vanity. Additional features include new Renewal by Andersen windows, two washer/dryer hookups (one in the kitchen, one in the lower level), storage under the stairs, above-ground oil tank in the garage, central air conditioning serviced annually by Burke, a whole-house automatic generator, two rented propane tanks, new roof flashing, a cleaned flue, vent piping, and a two-car garage. Enjoy outdoor living with a new deck, stained in 2025; stairs to a stone-and-pebble patio; resealed flagstones; and a five-foot fenced-in area, ideal for a dog. Certain furniture may remain. Legal 2-bedroom, but 4-bedroom septic. 1250 gal septic tank. Taxes are without the Basic STAR exemption of $1447.22.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Primrose SchoolGrades PK-20.8 mi
6/10
Somers Middle SchoolGrades 6-81.1 mi
8/10
Somers Senior High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Full Bath,Cathedral Ceiling(s),Double Vanity,Primary Bathroom,Quartz/Quartzite Counters,Soaking Tub
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,478
  • Total interior livable area: 2,478 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 5200028006000010000024
  • Special condition: None

Features

  • Levels: Two

Lot

  • Lot size: 2.13 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Landslide
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$317$3,804
Property Taxes $1,225$14,700
Electricity $409$4,914
Total$5,991$71,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,405/yr
40% on housing$179,730/yr
45% on housing$159,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 10589$383
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10589$280
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$799,000
2026-07-01Listed for sale$849,000

For Sale by Agent

AgentDonna O'Connell
BrokerageHoulihan Lawrence Inc.

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