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51 Croton Avenue, Mount Kisco, NY, 10549

5beds
4baths
4,132sqft
$1,499,000
$363price/sqft
$11,210/moest. monthly cost
$448,400/yrincome needed

About This Home

Beautifully renovated split-level home with a charming front porch in the heart of extremely sought after Captain Merritt's Hill Neighborhood, just minutes to town, Metro-North, shops, and restaurants. Offering over 4,000 square feet of living space, this spacious home features five bedrooms, including a primary suite, multiple home office/work areas, and a flexible floor plan ideal for extended family, guests, or a live-in nanny. The main level offers an easy flow with a living room, dining room with French doors, family room, and open eat-in kitchen. The second level features three bedrooms, a hall bath, and the primary suite, while the third level includes a private office, built-in study area, oversized bedroom or second primary suite, full bath, and walk-in closet. The walk-out lower level offers a mudroom, playroom, laundry room, pantry, powder room, and abundant storage. Set on nearly one-half acre of level, fenced property with plenty of room for outdoor entertaining, recreation, or a future pool. Attached two-car garage. The current owners have done many upgrades over the last few years: Roof (1 year); Two new AC Compressors; New Stone Patio and Trex Decking (1 year); New Sprinkler System (1 year); Landscape Lighting (1 year); Updated Electrical Panel (2 years); New hi-hat lighting (2 years); New Second Floor Bathroom (1 year). Please Note: Parents who prefer a different option may choose to opt out of their current elementary school, which offers an outstanding dual language program, and instead enroll their child in either West Patent Elementary School in Bedford Corners or Bedford Hills Elementary School—the choice is theirs. All elementary schools all feed into the Bedford Middle and High School.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Fox Lane Middle SchoolGrades 6-83.4 mi
7/10
Fox Lane High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Formal Dining,In-Law Floorplan,Kitchen Island,Open Kitchen
  • Flooring: Hardwood
  • Attic: Dormer

Heating & Cooling

  • Heating features: Hot Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,132
  • Total interior livable area: 4,132 sqft

Property

Details

  • Parcel number: 5601069072000010000007
  • Special condition: None
  • Exclusions: TBD

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$651$7,812
Property Taxes $2,298$27,576
Electricity $682$8,194
Total$11,210$134,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$384,342/yr
40% on housing$336,300/yr
45% on housing$298,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 10549$393
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10549$462
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$1,499,000
2026-08-13Listing removed$1,499,000
2026-07-13Listed for sale$1,499,000
2021-06-29Sold$999,500
2021-04-16Pending sale$1,089,000
2021-04-07Listed for sale$1,089,000
2021-03-24Listing removed--
2016-09-13Listing removed$949,000
2016-07-14Listed for sale$949,000
1993-09-20Sold$470,000

For Sale by Agent

AgentMaria Skamangas
BrokerageWilliam Raveis-New York LLC

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