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54 Hillside Avenue, Mount Kisco, NY, 10549

4beds
4baths
3,331sqft
$1,250,000
$375price/sqft
$9,329/moest. monthly cost
$373,160/yrincome needed

About This Home

Set in the picturesque, highly sought-after Captain Merritt’s Hill neighborhood, this timeless 1915 Victorian blends historic charm with everyday convenience in the heart of Mount Kisco. Offering 4 bedrooms, 2 full baths & 2 1/2 baths, and approximately 3,300 square feet of living space, the home features gracious living areas, high ceilings, original details, and endless potential to create your dream home. The home also offers a dedicated office/den and a lower level that can easily be utilized as a kids’ playroom, recreation space, gym, or additional flexible living area. Situated on a beautiful half-acre property with remarkably low taxes, the home is ideally located just moments from the vibrant village, shops, restaurants, and walkable to Mount Kisco Metro-North Station for an easy NYC commute. Offering exceptional space, character, and location, this home presents an incredible value and a rare opportunity to own a true village Victorian in one of Mount Kisco's most beloved neighborhoods.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
7/10
Fox Lane Middle SchoolGrades 6-83.2 mi
7/10
Fox Lane High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1915

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Primary Bathroom
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,831
  • Total interior livable area: 3,331 sqft

Property

Details

  • Parcel number: 5601069072000040000003
  • Special condition: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$543$6,516
Property Taxes $1,916$22,992
Electricity $550$6,605
Total$9,329$111,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,851/yr
40% on housing$279,870/yr
45% on housing$248,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 10549$393
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10549$462
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$1,250,000
2026-08-08Listing removed$1,250,000
2026-05-20Listed for sale$1,250,000
2017-01-29Listing removed$915,000
2016-07-16Listed for sale$915,000
2015-06-18Listing removed$4,800
2015-05-19Price change$4,800
2015-05-10Listed for rent$3,800
2009-09-25Sold$900,000
2009-04-11Listing removed$899,000
2009-02-26Price change$899,000
2008-11-21Price change$965,000
2008-10-18Price change$999,000
2008-09-22Price change$1,049,000
2008-09-16Listed for sale$1,099,000
2004-09-09Sold$975,000
AgentLizette Sinhart
BrokerageChristie's International Real Estate

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