109 N Bedford Road, Mount Kisco, NY, 10549
About This Home
Sought-after Mount Kisco home which is a commuter’s dream come true. This home is surrounded by lush greenery, offering a serene escape that is a hidden gem. This charming Cape Cod style home boasts 3 well-apportioned bedrooms and 2 full baths. Come inside to the inviting living room, which features a working wood-burning fireplace and bay window which brings in tons of natural sunlight. Off the living room there is a three-season room which steps out to the patio. The heart of the home is the spacious kitchen with white custom-made cabinets adorned with elegant molding perfectly complementing the white quartz counters and stainless-steel appliances, creating a stylish and modern culinary space with room for four to sit at the large island. Off the kitchen is a mudroom/office space connecting to the garage. Down the hall you will also find an updated full bathroom with shower that is right next to the first floor bedroom. Handsome staircase leading up to the second floor has an updated full bath with bathtub. Primary bedroom down the hall has two closets, plenty of windows for natural sunlight, and easily houses a king size bed. Another nice sized bedroom completes the second floor. The lower level of the home has a large family room which was recently finished, plus laundry room and mechanicals. Windows & doors have been replaced in 2018. Close proximity to town, train, shopping, and transportation. Extra bonus is that this home is zoned for West Patent Elementary or opt into Mount Kisco Elementary for the dual language program. Surrounding property is owned by the Guard Hill Townhouse Association to the north and protected greenspace to the south.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1938
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Oven,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Washer/Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: First
Dining Room
- Level: First
Family Room
- Level: Lower
Features
- First Floor Bedroom,First Floor Full Bath,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Granite Counters,High Speed Internet,His and Hers Closets,Kitchen Island,Walk Through Kitchen
- Door features: ENERGY STAR Qualified Doors
- Window features: Double Pane Windows
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Heat Pump,Oil
- Cooling features: Ductless
Interior Area
- Total structure area: 1,970
- Total interior livable area: 1,970 sqft
Kitchen
- Level: First
Laundry
- Level: Lower
Living Room
- Level: First
Office
- Level: First
Property
Details
- Parcel number: 55560106907400020030000000
- Special condition: None
Features
- Levels: Three Or More
- Patio & porch: Patio,Screened
- Exterior features: Fire Pit
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.56 Acres
- Features: Back Yard,Near Public Transit,Near Shops,Wooded
Parking
- Total spaces: 4
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $326 | $3,912 |
| Property Taxes | $1,150 | $13,800 |
| Electricity | $325 | $3,906 |
| Total | $5,593 | $67,116 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $750,000 |
| 2026-07-23 | Listed for sale | $750,000 |
| 2017-12-18 | Sold | $395,000 |
| 2017-11-21 | Pending sale | $369,000 |
| 2017-10-30 | Listed for sale | $369,000 |
| 2013-07-09 | Listing removed | $369,000 |
| 2013-05-23 | Price change | $369,000 |
| 2013-04-19 | Listed for sale | $419,000 |
| 2012-06-29 | Listing removed | $399,000 |
| 2012-05-17 | Listed for sale | $399,000 |
| 2011-11-02 | Listing removed | $399,000 |
| 2011-08-14 | Listed for sale | $399,000 |
| 2011-07-11 | Listing removed | $425,000 |
| 2011-05-24 | Price change | $425,000 |
| 2011-03-14 | Listed for sale | $450,000 |
| 2001-11-28 | Sold | $340,000 |
| 2000-10-31 | Sold | $220,000 |
| 1994-01-07 | Sold | $155,000 |
View on Zillow