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51 Grove Street, Mount Kisco, NY, 10549

4beds
3baths
3,274sqft
$1,100,000
$336price/sqft
$8,267/moest. monthly cost
$330,680/yrincome needed

About This Home

Ideally located just moments from downtown Mount Kisco, this charming Colonial multifamily home offers over 3,000 square feet of living space on a beautiful property with endless possibilities. Perfect for investors, owner-occupants, or those seeking a multigenerational living arrangement. The first-floor unit features 2 spacious bedrooms, a large eat-in kitchen, and a generous dining room, creating a comfortable and inviting living space. The second-floor unit offers an additional 2-bedroom layout with abundant natural light and functional living areas. The third floor presents tremendous potential for expansion, storage, workspace, or future customization, subject to local approvals. Outside, the picturesque property provides ample outdoor space and is complemented by a detached 3-car garage, offering excellent parking, storage, or workshop opportunities. Conveniently situated near shops, restaurants, parks, transportation, and all that vibrant downtown Mount Kisco has to offer, this rare multifamily property combines character, flexibility, and future potential in a highly desirable location. Don't miss this unique opportunity to own a versatile income-producing property with room to grow.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Fox Lane Middle SchoolGrades 6-82.8 mi
7/10
Fox Lane High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1927

Materials

  • Foundation: Stone
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Full,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Eat-in Kitchen,Formal Dining,Granite Counters,Primary Bathroom,Master Downstairs,Storage
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Oil
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,274
  • Total interior livable area: 3,274 sqft

Property

Details

  • Parcel number: 5601069082000040000003
  • Special condition: None

Features

  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 0.40 Acres
  • Features: Back Yard,Garden,Landscaped,Level,Near Public Transit,Near School,Near Shops,Private

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$478$5,736
Property Taxes $1,686$20,232
Electricity $541$6,492
Total$8,267$99,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,440/yr
40% on housing$248,010/yr
45% on housing$220,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 10549$394
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10549$462
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$1,100,000
2026-06-15Listed for sale$1,100,000

For Sale by Agent

AgentAlexander Marks
BrokerageWilliam Raveis-New York LLC

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