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13 Timber Ridge, Mount Kisco, NY, 10549

2beds
3baths
1,875sqft
$749,000
$399price/sqft
$5,569/moest. monthly cost
$222,760/yrincome needed

About This Home

Welcome to Timber Ridge, one of Mount Kisco's most desirable communities. Nestled in a tranquil wooded setting, this beautifully renovated end-unit townhome offers 2 bedrooms, 2.5 baths, exceptional privacy, and a peaceful side yard ideal for relaxing or enjoying the outdoors. The sun-filled main level features an inviting living room and dining area with a fireplace, a beautifully updated kitchen with quartz countertops, stainless steel appliances, and a convenient powder room. Upstairs, the spacious primary suite includes a renovated en-suite bath, while a generously sized second bedroom and an additional full bath complete the second level. The finished walk-out lower level provides flexible living space, perfect for a family room, home office, gym, or recreation area, and includes an on-demand water feature. New windows and New Roof. An unattached one-car garage offers added convenience and storage. Timber Ridge residents enjoy outstanding amenities including a community pool and tennis courts, all within minutes of Metro-North, the Saw Mill River Parkway, I-684, and the shopping and dining of downtown Mount Kisco. Nearby Leonard Park, nature preserves, and scenic hiking trails provide abundant recreational opportunities, while the highly regarded Bedford Central School District adds to the appeal. Combining stylish updates, a private setting, and an exceptional location, this move-in-ready home offers the perfect balance of comfort, convenience, and lifestyle.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
7/10
Fox Lane Middle SchoolGrades 6-82.8 mi
7/10
Fox Lane High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Fiberglass Insulation,Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Bathroom,Quartz/Quartzite Counters
  • Window features: New Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,875
  • Total interior livable area: 1,875 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Lower

Property

Details

  • Parcel number: 560108007300001000000813
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Three Or More

Lot

  • Lot size: 683 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$325$3,900
Property Taxes $1,148$13,776
Electricity $309$3,718
Total$5,569$66,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,937/yr
40% on housing$167,070/yr
45% on housing$148,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 10549$392
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10549$462
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$749,000
2026-04-20Sold$410,625
2026-03-05Pending sale$425,000
2026-02-27Price change$425,000
2026-02-06Listed for sale$449,900
2026-02-05Pending sale$449,900
2026-01-27Price change$449,900
2025-12-16Listed for sale$475,000
2025-12-09Pending sale$475,000
2025-11-05Price change$475,000
2025-09-22Price change$494,900
2025-08-13Price change$509,500
2025-07-11Listed for sale$525,000
2019-12-14Listing removed$456,730
2019-12-08Price change$456,730
2019-12-04Price change$455,532
2019-12-01Price change$349,657
2019-11-28Price change$348,785
2019-11-25Price change$348,034
2019-11-23Price change$346,887
2019-11-19Price change$346,187
2019-11-18Price change$345,929
2019-11-15Price change$370,005
2019-11-13Listed for sale--
2016-05-13Sold$2,750
2016-05-13Listing removed$2,650
2016-03-17Listed for rent$2,975
2007-08-22Sold$225,000

For Sale by Agent

AgentJason Kerwar
BrokerageWilliam Raveis Real Estate

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