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3939 N West St, Lima, OH, 45801

4beds
2baths
2,520sqft
$599,900
$238price/sqft
$4,382/moest. monthly cost
$175,280/yrincome needed

About This Home

Welcome to this private, unique and multi-functional property at 3939 N. West St. Lima, Ohio. Located on 4.47 acres with an outbuilding, chicken coop, riding trails, playhouse or hunting blind. This home has history and modern design with 4 bedrooms, a possible bedroom in the basement with sauna and 3rd story attic with 2 sky lights could be finished for a recreational room or additional living space. The dry basement is currently a recreational area, laundry and food storage. The primary 2nd floor bedroom offers a 2nd story deck to enjoy the private nature setting. The front covered porch is a peaceful oasis. Can you image lounging in the heated pool, raising your own chickens, the possibilities are endless. The many updates are roof, furnace, water heater, exterior doors, interior paint, flooring, windows, siding, above ground pool, new wiring, ductwork, gutters/downspouts, facia, and much more. The original wood trim, built in interior pet house, laundry chute, large spacious rooms, shows the character in this home. City water and county sewer with functional well to water garden and fill pool.

Getting Around

16
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

5/10
Elida Elementary SchoolGrades K-54.1 mi
8/10
Elida Middle SchoolGrades 6-84.1 mi
5/10
Elida High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1934

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 144

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 36120004001.002
  • Zoning description: Residential
  • Special condition: Fair Market

Features

  • Levels: Three Or More,Two
  • Pool features: Above Ground,Other
  • Patio & porch: Covered,Deck,Patio,Porch

Lot

  • Lot size: 4.47 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$550$6,600
Property Taxes $529$6,348
Electricity $270$3,243
Total$4,382$52,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,240/yr
40% on housing$131,460/yr
45% on housing$116,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 45801$86
Allen County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45801$94
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$599,900
2014-05-02Listing removed$94,900
2014-01-01Listed for sale$94,900
2013-11-08Sold$95,000

For Sale by Agent

AgentTammy Breneman-Cummins
BrokerageSchrader Realty

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