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1730 Homeward Ave, Lima, OH, 45805

2beds
1baths
936sqft
$170,000
$182price/sqft
$1,312/moest. monthly cost
$52,480/yrincome needed

About This Home

This ranch sits on nearly an acre in Elida Schools and offers hardwood floors, an eat in kitchen, generously sized bedrooms, detached garage, and a large yard with space for gardening or play.

Getting Around

51
WalkingSomewhat Walkable
21
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

5/10
Elida Elementary SchoolGrades K-53.0 mi
7/10
Elida Middle SchoolGrades 6-83.1 mi
5/10
Elida High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom1

  • Level: First
  • Area: 168
  • Dimensions: 12 x 14

Bedroom2

  • Level: First
  • Area: 142.8
  • Dimensions: 11.9 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Living Room

  • Level: First
  • Area: 228
  • Dimensions: 12 x 19

Property

Details

  • Parcel number: 36231101010
  • Zoning description: Residential

Lot

  • Lot size: 0.93 Acres
  • Lot size dimensions: 90 x 450

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$110$1,320
Property Taxes $150$1,800
Electricity $193$2,320
Total$1,312$15,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,982/yr
40% on housing$39,360/yr
45% on housing$34,986/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 45805$107
Allen County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 45805$132
Allen County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-11Listed for sale$170,000
1987-10-02Sold$42,100

For Sale by Agent

AgentHeather Gaus
BrokerageCowan, Realtors

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